TD® Aeroplan® Visa Infinite Card
Earn up to 40,000 Aeroplan points, free first checked bags with Air Canada, plus first-year annual fee rebate. $139 annual fee. 21.99% purchase interest.
The TD® Aeroplan® Visa Infinite Card targets Canadians who want to make the most of their travel rewards. With a $139 annual fee, this card offers a premium set of benefits. Cardholders can earn up to 40,000 Aeroplan points and receive up to $1,350 in value in the first year, including a first-year annual fee rebate. Purchases are subject to a 21.99% interest rate, and cash advances are charged at 22.99% (as of January 2026). Free first checked bags on Air Canada for you and up to 8 companions make it a compelling choice for frequent flyers, with conditions applying.
How to Apply: Step by Step
Applying for the TD® Aeroplan® Visa Infinite Card is straightforward: visit the provider’s website, select the credit card, and complete the online application form. Enter your personal and financial details as required. Submit the application—approval decisions may be provided immediately or after a short review period. Once approved, follow instructions to activate your card and start using it.
Pros of the TD® Aeroplan® Visa Infinite Card
One of the main advantages is the earning potential—collect up to 40,000 Aeroplan points with tiered bonuses based on spend and card activation milestones. Another standout benefit is the ability to get a free first checked bag on Air Canada for you and up to eight checked-in companions on the same reservation—ideal for group or family travel.
Cons of the TD® Aeroplan® Visa Infinite Card
This card comes with a relatively high $139 annual fee after the first-year rebate, which may not be justifiable for all users, especially if flying Air Canada isn’t your usual routine. Also, the best value is realized only if you actively meet the spending thresholds and fly Air Canada regularly.
Our Verdict
The TD® Aeroplan® Visa Infinite Card is an excellent pick for frequent Canadian travellers and Air Canada loyalists looking to maximize points and enjoy perks like free checked bags. However, consider your annual travel habits and spending to ensure the rewards offset the annual fee. Overall, it’s a strong contender among Canadian travel credit cards for those who can benefit from its features.
