TD® Aeroplan® Visa Infinite* Card
First year $0 annual fee, earn up to 45,000 Aeroplan Points, $139 standard annual fee, travel insurance, excellent Air Canada perks, and flexible redemption!
The TD® Aeroplan® Visa Infinite* Card is well-suited for Canadians seeking rewarding travel perks and robust point-earning potential. With a $0 annual fee in your first year (typically $139 thereafter), cardholders earn Aeroplan Points on every dollar, including 1.5 points per $1 on groceries and travel, and 1 point per $1 elsewhere. The card boasts a welcome offer of up to 45,000 Aeroplan Points when you meet spending requirements, plus an annual fee rebate for the first year to sweeten the deal. A minimum personal income of $60,000 is required, and a minimum credit score of 660 is generally recommended. Interest on purchases is 21.99%, as is the rate for cash advances and balance transfers.
How to Apply for the TD® Aeroplan® Visa Infinite* Card
Applying for the TD® Aeroplan® Visa Infinite* Card is straightforward. Visit the official TD website or an approved partner site. Check eligibility requirements, including income and credit score. Complete the secure application form with your personal details, employment information, and income. Review and accept the terms and conditions, then submit your application for instant or fast online approval. If approved, your card arrives by mail within days.
Key Pros of This Card
This card stands out for its high earning rates on daily essentials like groceries and travel purchases. Cardholders benefit from significant travel protection, including emergency medical, trip cancellation, and interruption coverage. Additionally, you’re awarded up to 45,000 bonus Aeroplan Points through the welcome offer and anniversary bonus, plus your first checked bag is free on Air Canada flights for the primary cardholder and up to eight companions.
Potential Cons to Consider
The main downside is the annual fee of $139 after the first year, which may be higher than some competitors. Additionally, the Aeroplan Points program can be complex, requiring effort to maximize airline and partner redemptions. The card is not available to Québec residents, and some may find the points program intricate to navigate for optimal value.
Final Verdict
The TD® Aeroplan® Visa Infinite* Card is a strong contender among Canadian travel credit cards. Generous rewards on essentials, comprehensive travel insurance, and a compelling welcome offer make it an appealing choice, especially for frequent Air Canada and Star Alliance travellers. The first-year annual fee rebate enhances overall value, and insurance coverage provides peace of mind on every trip. For Canadians who travel and spend on groceries, this card is an excellent pick.
