National Bank
Enjoy up to 25,000 welcome points, $0 annual fee for the first year, and comprehensive travel insurance with the Platinum Mastercard from National Bank!
The National Bank Platinum Mastercard is offering an impressive promotion for new cardholders. For a limited time, you can earn up to 25,000 À la carte Rewards points after account opening and save on annual fees for the first year. Annual interest rates are set at 20.99% for purchases, and 22.49% for balance transfers and cash advances. The offer is available to first-time National Bank Platinum Mastercard holders, with a minimum qualifying spend and insurance product sign-up required to collect the maximum bonus.
How to Apply
- Visit the National Bank website’s credit card section
- Select the Platinum Mastercard offer
- Fill out the online application with your personal and financial details
- Agree to the terms and conditions
- Submit the application and wait for approval
What Are the Pros?
This offer stands out for the significant rewards points potential—perfect if you want an immediate boost for travel or merchandise. Having the $70 annual card fee waived the first year makes trying the card risk-free.
Comprehensive insurance coverage is included, from mobile device protection to travel insurance, adding security when making purchases or travelling abroad.
What Are the Cons?
The first-year waived fee is appealing, but the $70 annual fee applies by the second year. High ongoing interest rates may not suit those who carry a monthly balance.
The full welcome bonus requires enrollment in insurance and significant spending, so maximizing value may not suit light spenders or those who prefer not to sign up for extra services.
Final Word: Our Verdict
National Bank’s Platinum Mastercard shines for new users seeking rewarding perks with minimal upfront cost. Strong bonuses and insurance features help justify the annual fee if you’re an active cardholder. Consider your own spending and feature needs to decide if this promo fits your financial style.
