Toronto-Dominion Bank (TD)
Get up to 165,000 TD Rewards Points with no annual fee in the first year. A competitive 21.99% interest rate applies. Conditions and minimum income required.
The TD First Class Travel Visa Infinite Card currently offers an impressive welcome bonus of up to 165,000 TD Rewards Points. New applicants also benefit from no annual fee for the first year, making it one of the most attractive travel cards for Canadians looking to maximize their rewards in 2025. The card has an annual interest rate of 21.99% on purchases and 22.99% for funds advances. To qualify, applicants must meet a minimum personal income of $60,000 or a household income of $100,000.
How to Apply: Step-by-Step
- Verify you meet the income and residency requirements
- Gather your identification and income details
- Visit the secure application page
- Complete the form and review all details
- Submit your application online
These simple steps ensure a straightforward application process so you can start earning rewards sooner. Approval times are usually quick for eligible applicants, and you will receive your card by mail if accepted.
Pros of the TD First Class Travel Visa Infinite Card
The welcome bonus of up to 165,000 TD Rewards Points is extremely competitive and can be redeemed for flights, hotels, and more. The first-year annual fee rebate is an added bonus, reducing the cost of trying out a premium travel credit card. Additional perks include extensive travel insurance, airport lounge access, and no expiry on points as long as the account is open and in good standing.
Cons of the Card
While the rewards and features are strong, the card has a relatively high annual fee of $139 after the first year. Furthermore, secondary cards cost $50 annually. Meeting the minimum spend for the full bonus points can also be challenging for some users, as it requires spending $7,500 within 180 days of account opening.
Final Verdict
The TD First Class Travel Visa Infinite Card stands out with its generous welcome bonus and value-packed perks for frequent travellers. Although the ongoing annual fee after the first year may deter some, the card’s earning potential and travel benefits make it an appealing option for Canadians eager to make the most of their spending. Consider your travel habits and spending patterns to decide if this card fits your lifestyle.
