TD® Aeroplan® Visa Infinite
Flexible points, up to 1.5 points per dollar, $139 annual fee (first year waived), strong travel perks & insurance. Ideal for frequent travellers.
Introducing the TD® Aeroplan® Visa Infinite Offer
The TD® Aeroplan® Visa Infinite credit card is designed for Canadians who crave great travel rewards. Cardholders earn 1 to 1.5 points per dollar spent and enjoy a substantial welcome bonus of up to 45,000 Aeroplan points.
With a $139 annual fee that’s often waived the first year, this card targets those with a minimum income of $60,000 and a strong credit score. Purchases come with an interest rate of 21.99% and various perks for travellers.
Notably, new users can earn 10,000 points with their first purchase and up to another 35,000 points when meeting spending targets within the first year. Additional perks include insurance, concierge service, and free checked bags for companions.
How to Apply: Simple Steps
1. Review the eligibility requirements for income and credit score.
2. Prepare your personal details, including current employment and address.
3. Complete the online application form with TD Bank.
4. Submit documents as needed and agree to terms and conditions.
5. Receive approval, and your new card will be mailed once processed.
Pros: What Makes This Card Stand Out?
Generous travel rewards are the prime advantage, with easy Aeroplan points accumulation for everyday and grocery purchases. The welcome bonus can be worth hundreds of dollars in flight redemptions.
Additional perks include comprehensive travel insurance, free checked baggage for companions, annual NEXUS program rebates, and access to Visa Infinite privileges like 24/7 concierge service.
Cons: Points to Consider
The $139 annual fee, though often waived first year, is slightly higher than some comparable rewards cards. Points redemption is restricted to Air Canada and Star Alliance partners, which may limit some users.
The Aeroplan program can be complex, requiring some effort to maximize value. Not all Canadians will qualify due to the income threshold or provincial availability.
Verdict: Is the TD® Aeroplan® Visa Infinite Right for You?
If you’re a frequent flyer or seek strong rewards on travel spending, the TD® Aeroplan® Visa Infinite offers outstanding value, especially with its annual fee waiver in the first year.
The welcome bonus, combined with robust insurance and travel perks, make it a leading choice for Canadian travellers—provided you meet the requirements and regularly use Air Canada or its partners.
