TD Canada Trust
Earn up to 45,000 Aeroplan Points, free checked bags, and get your first year annual fee rebated. Purchases: 21.99%. Cash Advances: 22.99%.
The TD® Aeroplan® Visa Infinite* Card continues to be a top pick in Canada for frequent flyers. With up to $1,450 in value, including 45,000 Aeroplan Points and a first-year annual fee rebate, it’s designed to reward travel spending. Annual fee is $139, with interest rates at 21.99% for purchases and 22.99% for cash advances. Points can be used on travel, merchandise, or gift cards.
How to Apply for the TD Aeroplan Visa Infinite Card
Begin by gathering personal and financial info including income, employment, and address details. Visit the official TD Canada Trust website to start your secure online application. Complete all required fields and submit the application for review. If eligible, you’ll receive approval and your card in the mail soon after.
Advantages: Why Choose This Card
The most enticing advantage is the big welcome bonus—up to 45,000 Aeroplan Points in your first year. Complimentary first checked bags for yourself and up to eight companions on Air Canada add significant value for regular travellers.
Moreover, the first year annual fee rebate cuts your upfront costs. There is also travel insurance included, and $100 NEXUS credit under certain conditions, enhancing your travel experience.
Drawbacks to Consider
The standard annual fee of $139 applies after the first year, which is higher than some basic cards. The interest rate, while common for rewards cards, is still significant at 21.99% for purchases.
Also, to get the maximum bonus and perks, you must meet specific spending amounts, which may not fit all budgets.
Verdict: Is This Card Right For You?
If you travel often within Canada or globally with Air Canada, the TD Aeroplan Visa Infinite Card is a powerful value tool. The welcome bonus and travel perks are impressive, and the waived annual fee in year one makes it easy to try. However, if you don’t intend to travel much or carry a balance, the benefits may not outweigh the costs in later years.
