TD First Class Travel Visa Infinite Card
Earn up to 165,000 points, pay no annual fee in year one, and enjoy premium travel perks with impressive earning rates. Quick approval for eligible Canadians.
The TD First Class Travel Visa Infinite Card is making waves with its welcome offer—earn up to 165,000 TD Rewards Points and pay no annual fee in the first year. Designed for Canadians who want maximum rewards from everyday and travel spending, it boasts significant perks for both frequent travellers and everyday users alike. The card’s annual interest rate is 21.99% for purchases and 22.99% for funds advances (21.99% in Quebec). To be eligible, you’ll need a personal income of $60,000 or household income of $100,000, making it ideal for financially established applicants.
How to Apply: Step by Step
- Confirm your eligibility and gather proof of income
- Complete the online application form with your personal details
- Submit identification and consent for a credit check
- Await approval, which is often granted quickly to eligible applicants
- Once approved, receive your card and make the first purchase
Benefits: What Makes This Card Stand Out
This card sets itself apart with a best-in-class welcome bonus, offering up to 165,000 points and a first-year annual fee rebate. Every dollar spent on travel via Expedia For TD earns 8 points, while groceries, dining, and transit purchases offer 6 points per dollar. Plus, enjoy a $100 annual TD Travel Credit and complimentary airport lounge access, boosting your comfort and savings when you travel.
Potential Drawbacks to Consider
To unlock the highest bonus, you must spend $7,500 in the first six months—higher than some competitors. The regular annual fee in subsequent years may also deter occasional travellers. Moreover, eligibility requirements place this card out of reach for some applicants. Notably, Quebec residents are not eligible for this specific offer.
Our Verdict: Is It Worth It?
The TD First Class Travel Visa Infinite Card shines for those ready to maximize rewards and leverage travel benefits. If you’re looking for a strong welcome package and enhanced travel perks, this card offers great value for regular users. For those who travel infrequently or have trouble meeting the spending threshold, consider your options before committing.
