TD First Class Travel Visa Infinite Card
Earn up to 165,000 TD Rewards Points, no annual fee for the first year. Rates: 21.99% purchases. Enjoy travel perks and premium insurance coverage.
The TD First Class Travel Visa Infinite Card stands out with a fantastic welcome offer: earn up to 165,000 TD Rewards Points and pay no annual fee for the first year if you meet offer conditions. With an annual interest rate of 21.99% on purchases and an income requirement of $60,000 (individual) or $100,000 (household), this card provides real value for Canadian travellers. Furthermore, it includes premium perks like annual travel credits and strong insurance coverage.
How to Apply: Step by Step
- Check your eligibility by ensuring you meet the minimum income requirement.
- Gather required documents including proof of income and identification.
- Complete the online application form with accurate personal and financial details.
- Submit your application and watch for an approval response by email or phone.
- Once approved, activate your card, make your first purchase, and start earning points.
Key Advantages
This card’s generous welcome offer can deliver over $1,400 in value including 165,000 bonus TD Rewards Points and a $100 annual travel credit at Expedia for TD. Earning rates of up to 8 TD Rewards Points per dollar on travel, and up to 6 points on groceries, dining, and transit, make it attractive for everyday spenders who love travel.
Another standout benefit is the complimentary airport lounge visits with Visa Airport Companion, along with no travel blackouts and points that never expire as long as you’re a cardholder in good standing.
Potential Drawbacks
While the first year annual fee is waived, the standard fee is $139 from the second year onward, which may deter occasional travellers. Meeting the full bonus threshold also requires $7,500 in spending within 180 days, which could be a hurdle for some.
Further, residents of Quebec are ineligible for this specific offer, which reduces accessibility across Canada.
Verdict: Is This Card Right for You?
If you’re a frequent traveller or aspire to travel more, the TD First Class Travel Visa Infinite Card delivers premium travel rewards and benefits. While it suits higher spenders best, its substantial welcome bonus, flexible rewards, and travel perks make it a compelling option for Canadians seeking more value from their credit card.
