TD
Earn up to 165,000 TD Rewards Points, $1,400+ value, first year annual fee rebate, strong insurance, up to 8x points rates, and travel perks.
Introducing the TD First Class Travel Visa Infinite Card Offer
The TD First Class Travel Visa Infinite Card brings a welcome offer of up to 165,000 TD Rewards Points for new applicants. This can translate into a value of over $1,400 depending on redemptions. It also features a first-year annual fee rebate for both the primary cardholder and additional cardholders, making it ideal to test drive premium travel benefits.
The current interest rate is 21.99% on purchases and 22.99% on cash advances (21.99% in Quebec). The annual fee is $139 but rebated for the first year. To qualify, the minimum income required is $60,000 personal or $100,000 household. Applicants must also spend $7,500 in the first 180 days to unlock the full bonus points.
How to Apply: Step-by-Step
1. Confirm you meet the income and residency requirements.
2. Visit the provider’s website or application portal.
3. Fill out the online application form with accurate personal and financial information.
4. Submit necessary documents if requested.
5. Wait for processing and, upon approval, activate your new TD First Class Travel Visa Infinite Card.
Pros of the TD First Class Travel Visa Infinite Card
One major advantage is the generous welcome bonus—up to 165,000 points—which is among the highest in Canada. In addition, the first-year annual fee rebate reduces upfront costs, helping newcomers experience premium credit card perks without risk. Points earning is strong, especially on travel booked via Expedia for TD, groceries, dining, and more.
The card offers access to global airport lounges with four complimentary visits each year and valuable travel insurance coverage. The ability to earn points quickly makes it attractive to both frequent and casual travellers.
Cons of the TD First Class Travel Visa Infinite Card
A potential drawback is the high minimum spend requirement—$7,500 in 180 days—to unlock the top tier of the welcome bonus. The regular annual fee after the first year is $139, which may be steep for some users if they can’t leverage the card’s benefits fully.
Another consideration is that this offer is unavailable for residents of Quebec, which restricts access for those in that province. Not all potential users may benefit equally from the travel-focused rewards.
Verdict: Is the TD First Class Travel Visa Infinite Worth It?
This card stands out for Canadians seeking one of the highest welcome bonuses and robust travel perks with no annual fee in the first year. If you plan to meet the spending requirements, use the travel benefits, and maximize lounge visits, it delivers exceptional value. However, consider your personal travel and spending habits before committing beyond the first year’s rebate period.
