TD® Aeroplan® Visa Infinite*
Enjoy robust Aeroplan point rewards on every dollar spent, up to 45,000 bonus points, valuable travel insurance coverage and an annual fee waiver the first year.
The TD® Aeroplan® Visa Infinite* Card is designed for Canadians seeking travel rewards with the Aeroplan program. The card features a first-year annual fee waiver and competitive interest rates: 21.99% for purchases and 22.99% for cash advances. Applicants need a minimum annual income of $60,000 and a credit score of at least 660. The card grants up to 45,000 bonus points—25,000 in the first year and a 20,000-point anniversary bonus if spending requirements are met.
How to apply for the TD Aeroplan Visa Infinite
1. Check if you meet the income and credit score requirements. 2. Complete the application form with your personal and financial information. 3. Await a quick eligibility response. 4. Activate your card and make your first purchase within three months to qualify for the welcome bonus.
Notable Advantages
A key benefit is the flexibility in redeeming Aeroplan points for flights on Air Canada and 27+ Star Alliance partners. Complimentary checked bags for the cardholder and up to eight companions add frequent flyer value. You also receive comprehensive travel insurance, including emergency medical and coverage for trip delays, interruptions, and lost baggage.
Considerable Drawbacks
The annual fee, although waived the first year, jumps to $139 after. The Aeroplan rewards structure can be complex for those unfamiliar with mileage programs and primarily targets Air Canada and Star Alliance redemptions, potentially limiting redemption options.
Our Verdict
If you’re a regular Air Canada traveller looking for rewarding perks and robust insurance, the TD® Aeroplan® Visa Infinite* Card is a strong pick. The generous welcome bonus, anniversary rewards, and travel-centric features considerably offset the fee for those who maximize card rewards. However, if you rarely fly Air Canada or dislike point programs, a simpler cash-back card may suit you better.
