TD First Class Travel Visa Infinite
Earn up to 165,000 TD Rewards Points and pay no annual fee for the first year. Enjoy travel perks, $1,400 in estimated value, and premium lounge access.
Introducing the TD First Class Travel Visa Infinite Offer
The TD First Class Travel Visa Infinite Card features an eye-catching welcome offer: up to 165,000 TD Rewards Points and no annual fee for the first year. This deal is estimated to deliver up to $1,400 in value to cardholders.
Cardholders pay a $139 annual fee in subsequent years, with an additional card fee of $50. The card requires a personal annual income of $60,000 or household income of $100,000. Purchases carry a 21.99% annual interest rate while cash advances are 22.99% (21.99% in Quebec).
There are extra perks like a $100 TD Travel Credit annually, complimentary global airport lounge access, and comprehensive travel insurance. Points don’t expire as long as you maintain your cardholder status.
How to Apply
Begin by checking your eligibility, ensuring you meet the income and credit requirements outlined for the card. Gather necessary personal and financial information.
Complete the online application with your details and submit it for approval. Once approved, you’ll receive your card in the mail and can activate it immediately.
Before using the card, review the welcome bonus terms; make your first purchase for an initial points bonus and aim to spend $7,500 in the first 180 days to unlock the remainder.
Main Pros
One of the top advantages of this card is the very generous welcome bonus. Earning up to 165,000 TD Rewards Points can translate into significant travel savings and bonus perks in your first year.
The annual travel credit and included airport lounge access enhance the travel experience and provide compelling value, especially if you travel more than once a year.
Main Cons
A notable downside is the $139 annual fee after the first year, which could be a factor if you seek a long-term no-fee card. Additionally, meeting the $7,500 spend requirement in six months may be challenging for some.
Not all Canadians are eligible, as Quebec residents must apply for a different offer version, potentially limiting this deal’s reach. Interest rates also remain standard for premium cards.
Final Verdict
The TD First Class Travel Visa Infinite Card delivers outstanding initial value through its high rewards points offer and first-year annual fee waiver. Frequent travellers will get the greatest benefit from its travel perks and annual credits. Review your own travel habits and spending to determine if this premium card aligns with your needs for the long haul.
