TD® Aeroplan® Visa Infinite
Earn up to 45,000 Aeroplan points and enjoy no annual fee in your first year. Ideal for travel rewards with added perks. Competitive rates and travel insurance included.
The TD® Aeroplan® Visa Infinite* Card is a favourite among Canadian travellers. With this limited-time offer, you can earn up to 45,000 Aeroplan points, giving your travel aspirations a major boost. Plus, you benefit from no annual fee for the first year, making it an attractive choice for both seasoned and new cardholders.
Beyond the welcome bonus, the card features a $139 annual fee after the first year and a standard purchase interest rate of 21.99% (22.99% for cash advances; 21.99% in Quebec). It requires a minimum personal income of $60,000 or household income of $100,000, making it accessible to many Canadians seeking premium travel perks.
How to Apply: Step by Step
First, check your eligibility, including the income requirement. Make sure your credit score is in good standing. Prepare your identification and income documents. Next, submit a digital application through TD’s secure website. Upon approval, activate your new card and start using it to qualify for the welcome bonuses.
What Makes This Card a Strong Choice
One key advantage is the generous Aeroplan welcome bonus. If you meet the spending thresholds, you can unlock up to 45,000 points, which can be redeemed for Air Canada flights or travel rewards. The first-year annual fee rebate further adds to its value, allowing you to maximize benefits.
Furthermore, this card comes packed with travel perks, including free checked baggage for the cardholder and up to eight companions on Air Canada flights, comprehensive insurance coverage, and exclusive Visa Infinite privileges. The NEXUS fee rebate rounds out the package for frequent flyers.
A Few Considerations
On the downside, after the first year, the annual fee returns, which is typical for premium travel credit cards. Additionally, the higher income requirement may not suit everyone. Points earning rates, while competitive for travel and Air Canada purchases, are more modest in non-bonus categories.
Verdict: Is the TD® Aeroplan® Visa Infinite Card Worth It?
This card offers excellent value, especially if you travel with Air Canada and can maximize the welcome bonus and annual benefits. While there’s an annual fee after the first year, the rewards and perks can easily outweigh this cost for most users. If you meet the requirements, the TD® Aeroplan® Visa Infinite Card stands out as one of the best travel credit cards available in Canada.
