Ramp Corporate Card
Enjoy credit limits up to 20x higher than standard, zero annual fees, and approval in as little as 48 hours. Ideal for growth-focused businesses.
The Ramp Corporate Card offers businesses a game-changing approach to business spending. With no annual, late, or foreign transaction fees and limits much higher than conventional cards, it’s tailored for modern companies with high growth ambitions. Approval relies on cash flow, not credit history, and most applicants get a decision within 48 hours.
How to Apply for Ramp Corporate Card
- Prepare business incorporation details and banking information
- Submit your application online, connecting your business account
- Ramp will evaluate your real-time revenue and cash flow
- Receive a decision, often within two business days
- If approved, issue unlimited virtual or physical cards to your team
Top Benefits
Ramp stands out with extremely high spending limits—up to 20x greater than what you’ll find with traditional banks—while charging no annual or hidden fees. Its rapid approval process lets you seize business opportunities quickly, and built-in expense automation streamlines reporting, saving valuable time and resources.
Drawbacks to Consider
Ramp is currently only available to businesses with a primary U.S. presence, excluding those based in Canada and other countries. Additionally, it is a charge card, which means the full balance must be paid each billing cycle; there’s no revolving debt facility.
Verdict
For fast-growing companies seeking flexible, high-limit spending combined with transparent controls and zero annual fees, Ramp Corporate Card is an independent reviewer’s top pick. The streamlined application process and robust management tools make it a compelling fit for efficient operations.
