TD
Earn up to 45,000 Aeroplan points with no annual fee for the first year. Interest rates: 21.99% on purchases and 22.99% on cash advances. Great travel perks included.
The TD Aeroplan Visa Infinite Card stands out as a top airline credit card in Canada. It currently features a generous welcome bonus of up to 45,000 Aeroplan points and waives the annual fee for the first year. The card’s interest rate is 21.99% on purchases, and 22.99% on cash advances, with a standard annual fee of $139 after the first year. Applicants typically need a minimum personal income of $60,000 or a $100,000 household income.
How to Apply for the TD Aeroplan Visa Infinite Card
1. Check you meet the minimum income requirements and have your documents ready.
2. Visit the online application portal for the TD Aeroplan Visa Infinite Card.
3. Complete the requested personal information and consent to the terms and conditions.
4. Submit your application and wait for a decision, which is usually given promptly.
Advantages of the TD Aeroplan Visa Infinite Card
A major highlight is earning up to 45,000 Aeroplan points as a welcome bonus. The annual fee rebate for the first year adds even more value. Cardholders can enjoy free first checked bags for up to 8 travel companions on Air Canada flights, access to Visa Infinite concierge services, and strong travel insurance coverage.
You also earn boosted Aeroplan points on purchases like gas, groceries, and Air Canada-related spending. These rewards make the card especially appealing for frequent travellers seeking value and flexibility.
Disadvantages of the TD Aeroplan Visa Infinite Card
The income requirements may exclude lower-income applicants. After the first year, an annual fee of $139 (and $75 for additional cards) applies, which could be a drawback if you do not maximize the card’s benefits.
Additionally, while the rewards are generous, points are earned at higher rates mainly on select categories. Everyday purchases outside these categories accumulate at a standard rate.
Verdict: Is the TD Aeroplan Visa Infinite Card Right for You?
For Canadians aiming to get more out of every dollar, especially if you fly Air Canada, the TD Aeroplan Visa Infinite Card is a top contender. The combination of a welcome points bonus, fee rebate for the first year, and travel perks make it highly competitive. If you qualify and travel frequently, this card could deliver exceptional value annually.
