Chase Sapphire Reserve®
Premier travel card with a $10,000 minimum limit, premium perks, and a chance to earn 125,000 bonus points. Enjoy $300 annual travel credit and more.
The Chase Sapphire Reserve® brings one of the highest minimum credit limits in the industry, starting at $10,000. For frequent travellers, this premium card offers standout value with luxurious benefits. You unlock a welcome offer of 125,000 bonus points after meeting the initial spend requirement in the first three months. The annual fee is $795 but is offset by travel perks and a significant $300 travel credit each year.
How to Apply for the Chase Sapphire Reserve®
- Gather your personal and financial information, including proof of income.
- Visit the application page to start your online application.
- Complete the form thoroughly and honestly, ensuring all details are correct.
- Submit your application and await a credit check by the issuer.
- If approved, review your credit limit, terms, and start using your card.
Key Advantages
This card enhances your travel experience, offering Priority Pass lounge access and elevated earning rates for travel and dining. The $300 travel credit helps offset the annual fee, directly adding value. Flexible point redemption through the issuer’s travel portal is a further plus for points maximization.
Potential Drawbacks
The high annual fee means it may not be suitable for all budgets, especially if you aren’t maximizing travel rewards. Furthermore, minimum credit requirements and income thresholds make approval tough for those with average credit. Consider if your lifestyle aligns with the premium features before applying.
Our Verdict: Who Should Carry Chase Sapphire Reserve®?
If you travel often and seek top-tier benefits with high earning potential, Chase Sapphire Reserve® is an excellent choice. Applicants comfortable with a $795 annual fee and who value luxury perks will find strong rewards value and impressive purchasing power. For others, the annual cost demands careful consideration.
