TD Bank Group
Earn up to 45,000 Aeroplan Points, enjoy comprehensive travel benefits, and get your first-year $139 annual fee fully rebated. Unlock premium travel perks now!
Introducing the TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card stands out as a premium choice for Canadians seeking to maximize travel rewards and access exclusive benefits. With a competitive annual interest rate of 21.99% on purchases and a standard annual fee of $139, which is fully rebated in the first year, users have immediate value with their membership. The card also requires a minimum personal income of $60,000 per year and a good credit score for eligibility.
Upon approval, you can earn up to 45,000 Aeroplan Points through a combination of welcome and anniversary bonuses, giving you a strong head start toward your next adventure. With a credit limit based on your financial profile, you can enjoy flexibility in your spending as you accumulate rewards. Purchases made with this card earn between 1 to 1.5 Aeroplan points per dollar spent, depending on the type of expenditure.
How to Apply: Step by Step
Start by verifying your credit score meets or exceeds 660 and ensure your annual income is at least $60,000.
Gather required documents, including proof of income and personal identification. Complete the online application form, where you’ll be prompted to provide your financial details, employment status, and contact information. Accept TD’s terms and submit your application. Upon approval, activate your card, complete a first purchase within 90 days, and begin earning rewards immediately.
Main Pros of the TD Aeroplan Visa Infinite Card
One major benefit is the ability to redeem Aeroplan points for Air Canada flights and with over 27 Star Alliance partners, offering flexibility for frequent flyers. Cardholders enjoy a first checked bag free for themselves and up to eight companions, saving money and time at the airport. Comprehensive travel insurance is included, covering emergency medical, trip interruption, delays, and lost baggage. The annual Nexus fee rebate and exclusive Visa Infinite concierge service add further value.
Main Cons of the TD Aeroplan Visa Infinite Card
The $139 annual fee may be higher than some competitors, though it is waived in the first year. The exclusive Aeroplan points system can be complex for new users, requiring some effort to fully capitalize on optimal redemption strategies. The card is not available to Quebec residents, limiting accessibility for some Canadians. Additionally, redemption is restricted to Air Canada and partner airlines, which may not suit all travel preferences.
Verdict: Should You Get This Card?
If you frequently fly with Air Canada or Star Alliance and value perks like free checked bags, robust travel insurance, and significant welcome bonuses, the TD Aeroplan Visa Infinite Card is a compelling option for you. The waived first-year annual fee and ongoing value from Aeroplan point accumulations and travel benefits make this card an attractive choice for avid travellers. However, if you prefer flexibility with redemption or spend little on travel, there may be better cards for your needs. Overall, it’s a top-tier rewards card for those who want to make the most out of every trip.
