RBC Royal Bank
Earn 35,000 Avion points on approval, valued up to $750 in travel rewards. Annual fee: $120. Purchase interest rate: 20.99%. Flexible redemption.
The RBC Avion Visa Infinite card currently extends a welcome offer of 35,000 Avion points upon approval. These points have a maximum travel value of up to $750. The annual fee is $120, and purchase transactions attract a standard interest rate of 20.99% (cash advances at 22.99%). There’s no specified minimum credit limit, though excellent credit is typically required. This card offers standout travel flexibility—redeem on any airline, any time, with no blackout dates.
How to Apply: Step-by-Step
- Visit the RBC Royal Bank credit card application page.
- Select the Avion Visa Infinite card offer.
- Complete personal and financial information as requested on the form.
- Review and confirm your application details before submitting.
- Wait for approval, which can often be immediate if you qualify.
Upon approval, your card and welcome points are immediately accessible for use.
Key Pros of the RBC Avion Visa Infinite
The primary advantage is the generous welcome bonus—that is 35,000 points right after approval. Flexible point redemption is another highlight, as you can book travel with any airline without seat restrictions or blackout dates. Plus, the card provides travel insurance coverage and earns you 1 Avion point per dollar spent, with a 25% bonus on eligible travel purchases.
Potential Cons to Consider
Holding this card does require a $120 annual fee. Furthermore, the interest rates on purchases and cash advances are relatively high if you carry a balance month-to-month. For frequent travellers, these drawbacks are often offset by the reward value, but infrequent users should weigh the cost against their annual spending habits.
Verdict
The RBC Avion Visa Infinite is clearly designed for travellers and big spenders seeking premium flexibility. With a lucrative welcome offer and broad redemption options, it can deliver tremendous value, especially if you take advantage of its travel perks and insurance. However, if you rarely travel or don’t anticipate maximizing rewards, there are other cards on the market worth considering.
