TD Canada Trust
Earn up to $1,450 in value, no fee for the first year, 21.99% purchases, 22.99% cash advances, 45,000 Aeroplan points, and free first checked bag.
The TD® Aeroplan® Visa Infinite Card stands out in Canada for frequent Air Canada travellers and points enthusiasts. This card offers a competitive 21.99% purchase rate, 22.99% on cash advances, and a standard $139 annual fee (waived the first year for new applicants). Qualified users can earn up to 45,000 Aeroplan points as a welcome bonus: 10,000 after your first purchase, 15,000 after spending $7,500 in six months, and a further 20,000 anniversary points after twelve months and $12,000 in purchases during the first year. Cardholders also enjoy a free first checked bag for themselves and up to eight companions on eligible Air Canada flights, plus up to $1,450 in first-year value if maximizing all offers and rebates.
How to Apply for the TD® Aeroplan® Visa Infinite Card
- Check your eligibility and ensure your credit history meets requirements.
- Visit the TD Canada Trust website through secure online application.
- Complete personal and income details as prompted.
- Upload required proof of income or identity documents, if requested.
- Wait for TD’s approval decision; you will be notified of your application status.
Pros of the TD® Aeroplan® Visa Infinite Card
This card excels if you frequently fly Air Canada or value Aeroplan points for travel. The waived first-year annual fee and impressive welcome bonus maximize early value for new users.
Additional perks, such as one free checked bag for up to eight travelling companions on Air Canada flights, add tangible convenience and savings, especially for family or group trips.
Cons of the TD® Aeroplan® Visa Infinite Card
The card carries a relatively high standard annual fee of $139 after the first year, which may offset its value for infrequent travellers or those seeking cashback on everyday purchases.
Interest rates at 21.99% for purchases and 22.99% for cash advances are typical for rewards cards but should be considered by anyone who does not pay their balance in full each month.
Our Verdict
The TD® Aeroplan® Visa Infinite Card ranks among the best travel credit cards in Canada for Air Canada flyers, thanks to a lucrative first-year bonus, unique travel perks, and the ability to earn Aeroplan points quickly. However, its annual fee and relatively high interest rates mean it isn’t ideal for everyone. Consider this card if you value travel rewards and can take advantage of the benefits each year—otherwise, compare with no-fee or cashback-focused cards.
