TD
Enjoy up to 45,000 Aeroplan points, strong travel insurance, and a $0 annual fee in your first year. $139 annual fee after year one. Minimum $60K income.
The TD® Aeroplan® Visa Infinite* Card is a popular choice for travellers. With a first-year annual fee rebate, you pay $0 in year one (regular $139 thereafter). You can earn up to 45,000 Aeroplan points through welcome and anniversary bonuses if spending thresholds are met. Cardholders enjoy 21.99% interest on purchases and must demonstrate at least $60,000 in annual personal income. Credit approval requires a minimum score of 660.
Step-by-step to apply:
- Visit the official TD website and find the Aeroplan® Visa Infinite* Card application page.
- Ensure you meet eligibility criteria: age of majority in your province, minimum income, and good credit standing.
- Complete the secure application with your personal and employment information.
- Submit your application and wait for TD’s approval decision, usually provided within minutes.
- Once approved, activate your card and make your first purchase to start earning bonuses.
Key Advantages
A major highlight of this card is the ability to earn Aeroplan points quickly, including a substantial welcome bonus and anniversary points. Perks like comprehensive travel insurance, Nexus fee rebates, and free first checked bags with Air Canada can save you money and deliver peace of mind.
Main Drawbacks
The $139 annual fee, although waived in the first year, is higher than many comparable cards. Furthermore, the Aeroplan program can be complicated to understand, especially for new users. Points are best redeemed for Air Canada or Star Alliance flights, limiting flexibility.
Final Verdict
The TD® Aeroplan® Visa Infinite* Card is well suited for frequent Canadian travellers, offering generous rewards and airline perks. However, if you want the best value, plan to use Aeroplan points for flights. We recommend this card for those who travel often and will take advantage of the insurance and airline benefits.
