{"id":1377,"date":"2025-12-15T23:43:00","date_gmt":"2025-12-15T23:43:00","guid":{"rendered":"https:\/\/boxofdrama.com\/1495af77-f162-449c-9274-88e5be9e2e6b\/"},"modified":"2025-12-15T23:43:28","modified_gmt":"2025-12-15T23:43:28","slug":"1495af77-f162-449c-9274-88e5be9e2e6b","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/1495af77-f162-449c-9274-88e5be9e2e6b\/","title":{"rendered":"CIBC Dividend Visa Infinite: Top Cash Back Card for Groceries &#038; Gas in Canada"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIBC Dividend Visa Infinite<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 4% cash back on groceries and gas, 2% on recurring bills and dining, and 1% everywhere else. Annual fee: $120. Credit score required: 725+.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.ratehub.ca\/blog\/best-cash-back-credit-cards-in-canada\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<h2>How to Apply for the CIBC Dividend Visa Infinite<\/h2>\n<ol>\n<li>Ensure you meet the eligibility: 725+ credit score and $60,000 annual income.<\/li>\n<li>Visit the CIBC online application portal or your local branch.<\/li>\n<li>Provide your financial and personal information for assessment.<\/li>\n<li>Review the terms and submit your application.<\/li>\n<li>Wait for approval confirmation, which can be instant or within a few days.<\/li>\n<\/ol>\n<h2>Key Advantages of CIBC Dividend Visa Infinite<\/h2>\n<p>Earn 4% cash back on groceries and gas\u2014Canada\u2019s most common household expenses. The card also rewards you with 2% cash back on recurring payments and dining purchases.<\/p>\n<p>Enjoy a flexible cash back redemption system. You can redeem your rewards anytime with as little as $10, providing direct control over your cash back earnings.<\/p>\n<h2>Considerable Drawbacks<\/h2>\n<p>The annual fee is $120 and the minimum personal income requirement is $60,000, making it less accessible for some Canadians.<\/p>\n<p>Insurance coverage is not as comprehensive as other premium cards, which may matter if you rely heavily on travel or purchase protection benefits.<\/p>\n<h2>Final Verdict<\/h2>\n<p>If your goal is maximizing rewards on groceries and gas, the CIBC Dividend Visa Infinite is hard to beat for value. This card makes sense for higher income earners who want straightforward cash back and easy redemptions. However, those seeking full insurance packages or a no-fee card may want to look at alternatives.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIBC Dividend Visa Infinite<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 4% cash back on groceries and gas, 2% on recurring bills and dining, and 1% everywhere else. Annual fee: $120. Credit score required: 725+.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.ratehub.ca\/blog\/best-cash-back-credit-cards-in-canada\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>CIBC Dividend Visa Infinite is the ultimate cash back card for groceries and gas in Canada earn 4% rewards and flexible redemption. Ideal for high spenders seeking value and ease of use.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CIBC Dividend Visa Infinite: Top Cash Back Card for Groceries &amp; Gas in Canada - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/1495af77-f162-449c-9274-88e5be9e2e6b\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIBC Dividend Visa Infinite: Top Cash Back Card for Groceries &amp; Gas in Canada - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"CIBC Dividend Visa Infinite is the ultimate cash back card for groceries and gas in Canada earn 4% rewards and flexible redemption. 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