{"id":1692,"date":"2026-01-01T04:37:00","date_gmt":"2026-01-01T04:37:00","guid":{"rendered":"https:\/\/boxofdrama.com\/9d8714e0-3c7b-4f4a-ba59-7600b5a0258b\/"},"modified":"2026-01-01T04:37:42","modified_gmt":"2026-01-01T04:37:42","slug":"9d8714e0-3c7b-4f4a-ba59-7600b5a0258b","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/9d8714e0-3c7b-4f4a-ba59-7600b5a0258b\/","title":{"rendered":"RBC ION+ Visa: 14,000 Avion Points, $48 Fee &#038; Everyday Earn Rates"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Royal Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">14,000 Avion welcome points ($100 value) with RBC ION+ Visa, $48 annual fee, 3x points on daily purchases, and mobile device insurance included.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.rbcroyalbank.com\/credit-cards\/rewards.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The RBC ION+ Visa rewards credit card stands out for Canadian everyday spending, offering 14,000 Avion welcome points valued at $100 in gift cards for new approvals. The $48 annual fee is moderate, and the purchase interest rate stands at 20.99%, with a cash advance rate of 22.99%. There is no extra charge for supplementary cards, adding value for families and couples looking to maximize rewards. Anyone 24 or under benefits from an annual fee rebate, making it appealing for students and young adults.<\/p>\n<h3>How to Apply for the RBC ION+ Visa<\/h3>\n<p>Applying is a hassle-free process: simply visit the provider\u2019s website and select the RBC ION+ Visa from the rewards credit cards section. Complete the online application in less than five minutes, providing basic personal and financial information as prompted. Once submitted, applicants generally receive a result within a minute, streamlining the entire process for timely card access.<\/p>\n<h3>Key Pros of the RBC ION+ Visa<\/h3>\n<p>The key benefits are impressive for daily users: earn 3x Avion points per dollar spent on groceries, gas, dining, streaming, and rideshare services. Additionally, cardholders enjoy mobile device insurance, purchase security, and extended warranty protection on many purchases. These perks help maximize everyday value and offer peace of mind when shopping both online and offline.<\/p>\n<h3>Important Cons to Consider<\/h3>\n<p>The principal drawback is the $48 annual fee\u2014though mitigated for students and those under 25, it may deter fee-averse users. Lastly, while premium rewards are attainable, other cards offer travel-specific perks or cashback at no additional yearly cost, which some may prefer depending on spending patterns.<\/p>\n<h3>Final Verdict: Is the RBC ION+ Visa Right for You?<\/h3>\n<p>The RBC ION+ Visa is a solid choice for Canadians seeking generous rewards on daily purchases\u2014especially groceries and gas\u2014plus bonus points just for signing up. Its integrated insurance protections add genuine value, and the no-fee option for young adults enhances affordability. However, weigh the ongoing cost against your typical spend to decide if this card provides the optimal return for your lifestyle.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Royal Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">14,000 Avion welcome points ($100 value) with RBC ION+ Visa, $48 annual fee, 3x points on daily purchases, and mobile device insurance included.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.rbcroyalbank.com\/credit-cards\/rewards.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Maximize rewards on groceries and gas with the RBC ION+ Visa. Enjoy 14,000 Avion points, a $48 fee rebate for young adults, and everyday spending advantages.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBC ION+ Visa: 14,000 Avion Points, $48 Fee &amp; Everyday Earn Rates - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/9d8714e0-3c7b-4f4a-ba59-7600b5a0258b\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBC ION+ Visa: 14,000 Avion Points, $48 Fee &amp; Everyday Earn Rates - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"Maximize rewards on groceries and gas with the RBC ION+ Visa. 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