{"id":2019,"date":"2026-01-14T22:39:00","date_gmt":"2026-01-14T22:39:00","guid":{"rendered":"https:\/\/boxofdrama.com\/70e1db37-353f-47dc-89ff-a14a3d62f74c\/"},"modified":"2026-01-14T22:39:32","modified_gmt":"2026-01-14T22:39:32","slug":"70e1db37-353f-47dc-89ff-a14a3d62f74c","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/70e1db37-353f-47dc-89ff-a14a3d62f74c\/","title":{"rendered":"RBC Cash Back Mastercard: Unlimited Cash Back and No Annual Fee"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Royal Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 2% cash back on groceries and 1% on other purchases with no annual fee and flexible redemption options. Simple rewards for Canadians.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The RBC Cash Back Mastercard offers straightforward rewards for Canadian shoppers. It has no annual fee, making it a budget-friendly choice. Cardholders earn up to 2% cash back at grocery stores and 1% on all other purchases. Cash back rewards can be redeemed once a minimum of $25 is reached, either as a statement credit or as a deposit into an RBC account. While standard purchase and balance transfer rates are competitive, always review the latest rates and credit limits during your application process.<\/p>\n<h2>How to Apply: Quick Steps<\/h2>\n<p>Start by deciding the type of rewards you want. Use the RBC online card selector to compare your options and understand your estimated earnings. Next, fill out the online application, following simple prompts about your income and financial profile. Once submitted, you typically receive a decision in under a minute. If approved, your new card will be mailed out promptly.<\/p>\n<h2>Pros of the RBC Cash Back Mastercard<\/h2>\n<p>This card\u2019s primary advantage is the unlimited cash back on all purchases, with an even higher rate for grocery store spending. In addition, there is no annual fee, making it accessible to a broad range of Canadian residents. Flexible redemption and the simplicity of tracking rewards add to the convenience. Finally, extra perks such as purchase protection and extended warranty coverage offer ongoing value.<\/p>\n<h2>Cons of the RBC Cash Back Mastercard<\/h2>\n<p>The main drawback is that categories for higher cash back rates are limited\u2014most everyday purchases outside grocery stores earn only 1%. The card does not include premium travel or lifestyle benefits that some higher-end cards feature. Redemption minimums and the lack of a welcome bonus are also considerations for some applicants.<\/p>\n<h2>Our Verdict<\/h2>\n<p>If you are seeking a simple, no-fee solution with widely useful rewards, the RBC Cash Back Mastercard is among the top choices in Canada for everyday spending. It works especially well for those who frequent grocery stores, maximizing cash back with no additional costs. However, if you value premium rewards or exclusive privileges, you may want to explore other options. Overall, this card provides accessible, practical value for most Canadians.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Royal Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 2% cash back on groceries and 1% on other purchases with no annual fee and flexible redemption options. Simple rewards for Canadians.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Find out if the RBC Cash Back Mastercard is your best pick for unlimited cash back rewards. No annual fee, easy redemption and clear pros and cons for Canadian shoppers. Full review inside.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBC Cash Back Mastercard: Unlimited Cash Back and No Annual Fee - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/70e1db37-353f-47dc-89ff-a14a3d62f74c\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBC Cash Back Mastercard: Unlimited Cash Back and No Annual Fee - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"Find out if the RBC Cash Back Mastercard is your best pick for unlimited cash back rewards. 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