{"id":2078,"date":"2026-01-16T16:13:00","date_gmt":"2026-01-16T16:13:00","guid":{"rendered":"https:\/\/boxofdrama.com\/87d394d6-add5-4ec1-852e-3c1ed544ca9f\/"},"modified":"2026-01-16T16:13:06","modified_gmt":"2026-01-16T16:13:06","slug":"87d394d6-add5-4ec1-852e-3c1ed544ca9f","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/87d394d6-add5-4ec1-852e-3c1ed544ca9f\/","title":{"rendered":"National Bank Platinum Mastercard: Up to 25,000 Points and No First-Year Fee"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">National Bank Platinum Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 25,000 rewards points, enjoy no annual fee for the first year, and benefit from travel insurance and mobile device coverage. Flexible redemption options await you.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.nbc.ca\/personal\/mastercard-credit-cards\/rewards.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The National Bank Platinum Mastercard stands out with a generous welcome bonus of up to 25,000 rewards points and a full first-year annual fee rebate for both the primary cardholder and one additional authorized user. The standard purchase interest rate is 20.99%, with a balance transfer and cash advance rate of 22.49%. Additional perks include mobile device insurance, purchase protection, extended warranty, and travel insurance for short trips. Eligibility requires you to be a first-time cardholder and to meet minimum spending and insurance sign-up conditions.<\/p>\n<h3>How to Apply Step-by-Step<\/h3>\n<ul>\n<li>Check if you have not held a National Bank Platinum Mastercard in the last 24 months<\/li>\n<li>Complete the online application form<\/li>\n<li>Add an additional user during the application if desired<\/li>\n<li>Opt into payment protection insurance<\/li>\n<li>Wait for credit approval from the National Bank<\/li>\n<\/ul>\n<h3>Top Advantages of the National Bank Platinum Mastercard<\/h3>\n<p>One major benefit of this card is the lucrative welcome bonus, which can be achieved by enrolling in payment insurance and meeting minimum spend requirements. Another advantage is the waived annual fee for the first year, offering immediate value to new cardholders.<\/p>\n<p>Beyond the initial incentives, ongoing perks like comprehensive travel insurance, purchase protection, and points that never expire add to long-term satisfaction and flexibility for cardholders.<\/p>\n<h3>Potential Drawbacks to Consider<\/h3>\n<p>After the first year, the annual fee is $70 for the primary cardholder and $35 for the first additional user, which may be a consideration for some. The rewards bonus also requires both a minimum spend and opting into insurance within three months, adding extra steps for maximum benefit.<\/p>\n<p>Eligibility is strict\u2014previous holders within the last 24 months are excluded, and you must keep the card in good standing to receive the rewards points.<\/p>\n<h3>Verdict: Is the National Bank Platinum Mastercard Worth It?<\/h3>\n<p>The National Bank Platinum Mastercard offers strong value, especially in the first year with its welcome bonus and fee waiver. Its variety of insurance and flexible redemption options make it attractive for those wanting more than basic rewards. However, future fees and eligibility steps should factor into your decision. Overall, it is an excellent match for new applicants looking to maximize rewards and enjoy practical benefits.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">National Bank Platinum Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 25,000 rewards points, enjoy no annual fee for the first year, and benefit from travel insurance and mobile device coverage. Flexible redemption options await you.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.nbc.ca\/personal\/mastercard-credit-cards\/rewards.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Discover the National Bank Platinum Mastercard earn up to 25,000 points, with no annual fee the first year. Check eligibility, pros, cons, and verdict before you apply in Canada.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>National Bank Platinum Mastercard: Up to 25,000 Points and No First-Year Fee - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/87d394d6-add5-4ec1-852e-3c1ed544ca9f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"National Bank Platinum Mastercard: Up to 25,000 Points and No First-Year Fee - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"Discover the National Bank Platinum Mastercard earn up to 25,000 points, with no annual fee the first year. 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