{"id":2351,"date":"2026-02-13T22:35:00","date_gmt":"2026-02-13T22:35:00","guid":{"rendered":"https:\/\/boxofdrama.com\/4a6ce7b4-5291-414b-86d7-18998b36ffcd\/"},"modified":"2026-02-13T22:35:03","modified_gmt":"2026-02-13T22:35:03","slug":"4a6ce7b4-5291-414b-86d7-18998b36ffcd","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/4a6ce7b4-5291-414b-86d7-18998b36ffcd\/","title":{"rendered":"RBC Cash Back Mastercard: No Annual Fee and Unlimited Cashback Rewards"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Cash Back Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee. Earn unlimited cash back\u2014up to 2% at grocery stores, 1% on other purchases. Save on fuel and earn extra points at Petro-Canada.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.mastercard.ca\/en-ca\/browse-all-cards\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The RBC Cash Back Mastercard is designed for Canadians who want to maximize cash back on everyday spending without annual fees. The card offers a 2% cash back rate at grocery stores and 1% on all other purchases, with no cap on rewards. The standard interest rate is 20.99% APR, which is competitive for cards in this category. There\u2019s no introductory rate, but you save 3\u00a2 per litre at Petro-Canada and earn 20% more Petro-Points as an added bonus.<\/p>\n<h3>Steps to Apply for the RBC Cash Back Mastercard<\/h3>\n<ol>\n<li>Visit the RBC Cash Back Mastercard application page.<\/li>\n<li>Fill out your personal information such as name, address, and contact details.<\/li>\n<li>Provide your financial details, including employment and income information.<\/li>\n<li>Review the terms, then submit your application online.<\/li>\n<li>Wait for approval, which can be instant or may take a few business days.<\/li>\n<\/ol>\n<h3>Key Pros of the RBC Cash Back Mastercard<\/h3>\n<p>This card stands out for its unlimited cash back with no annual fee, making it ideal for those who want simple, ongoing rewards. The elevated 2% rate on groceries is among the highest for no-fee cards in Canada, offering excellent value for weekly shoppers.<\/p>\n<p>Additional perks include instant fuel savings and increased loyalty points at Petro-Canada, plus the chance to earn more Be Well points at Rexall pharmacies. These features enhance saving options on daily essentials.<\/p>\n<h3>Cons to Consider<\/h3>\n<p>While the card delivers value, its APR of 20.99% may not be ideal for those who plan to carry a monthly balance. There is also no introductory balance transfer offer, which some competitors provide.<\/p>\n<p>Cash back rewards on non-grocery purchases top out at 1%, less than some niche cards that offer 1.5% or higher in broader categories, and bonus grocery rewards are capped by where you shop.<\/p>\n<h3>Verdict: Is the RBC Cash Back Mastercard Right for You?<\/h3>\n<p>If you are seeking a no-fee credit card with high cash back on groceries and useful everyday perks, the RBC Cash Back Mastercard is one of the best options available in Canada. It\u2019s perfect for maximizing returns on weekly supermarket runs, offering easy-to-understand rewards and valuable fuel savings. However, those looking for premium rates on a wider range of categories or low introductory APRs should compare all available options before applying.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">RBC Cash Back Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee. Earn unlimited cash back\u2014up to 2% at grocery stores, 1% on other purchases. Save on fuel and earn extra points at Petro-Canada.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.mastercard.ca\/en-ca\/browse-all-cards\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check out the RBC Cash Back Mastercard! Get unlimited cash back with no annual fee, plus 2% on groceries and fuel savings. Find out why this card is a top Canadian pick for everyday spending now.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBC Cash Back Mastercard: No Annual Fee and Unlimited Cashback Rewards - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/4a6ce7b4-5291-414b-86d7-18998b36ffcd\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBC Cash Back Mastercard: No Annual Fee and Unlimited Cashback Rewards - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"Check out the RBC Cash Back Mastercard! 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