{"id":772,"date":"2025-11-19T14:41:00","date_gmt":"2025-11-19T14:41:00","guid":{"rendered":"https:\/\/boxofdrama.com\/25d8b922-fed4-4ed3-8f44-cbdeb3dedc89\/"},"modified":"2025-11-19T14:41:45","modified_gmt":"2025-11-19T14:41:45","slug":"25d8b922-fed4-4ed3-8f44-cbdeb3dedc89","status":"publish","type":"post","link":"https:\/\/boxofdrama.com\/en_gb\/25d8b922-fed4-4ed3-8f44-cbdeb3dedc89\/","title":{"rendered":"Desjardins Cash Back Mastercard: No Annual Fee and Up to 2% Cash Back"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Desjardins Cash Back Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee, up to 2% cash back, mobile device and travel insurance, and a 19.90% APR make this a competitive choice for Canadian cardholders.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.mastercard.ca\/en-ca\/categories\/no-annual-fee\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The Desjardins Cash Back Mastercard stands out for Canadians looking to maximize rewards with no annual fee. Cardholders benefit from a 2% cash back rate on purchases and enjoy added coverage via mobile device and three-day travel insurance perks. With an attractive 19.90% ongoing APR, this card is an excellent option for anyone wanting essential protection and ongoing savings.<\/p>\n<h3>How to Apply for the Desjardins Cash Back Mastercard<\/h3>\n<ol>\n<li>Gather your Canadian ID and personal financial details.<\/li>\n<li>Visit the official application page offered by Desjardins.<\/li>\n<li>Fill out the online form, double-checking all fields.<\/li>\n<li>Submit your application and wait for email confirmation.<\/li>\n<li>Once approved, activate your physical card and set a PIN.<\/li>\n<\/ol>\n<h3>Advantages of the Desjardins Cash Back Mastercard<\/h3>\n<p>This card provides straightforward cash back rewards on every purchase with no cap, allowing you to earn and save consistently. In addition, the $0 annual fee ensures there&#8217;s no cost for ongoing membership, making it easy to hold long term.<\/p>\n<p>Cardholders enjoy peace of mind with complimentary mobile device insurance and short-term travel insurance, which adds practical value. These benefits cover common situations, helping reduce out-of-pocket expenses for unforeseen events.<\/p>\n<h3>Things to Consider Before Applying<\/h3>\n<p>The primary interest rate of 19.90% means carrying a balance month-to-month can add up. Paying off your statement balance each cycle is important to maximize cash back benefits without extra cost.<\/p>\n<p>While it offers strong insurance perks, the travel coverage is limited to only three days. Those with longer or frequent travel plans may require additional coverage elsewhere.<\/p>\n<h3>Verdict: Should You Get This Card?<\/h3>\n<p>The Desjardins Cash Back Mastercard is an ideal everyday card for Canadians prioritizing savings and basic coverage. If you pay your balance in full, this card offers solid long-term value without fees, while still providing welcome insurance perks and flexible rewards.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Desjardins Cash Back Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee, up to 2% cash back, mobile device and travel insurance, and a 19.90% APR make this a competitive choice for Canadian cardholders.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/boxofdrama.com\/en_gb\/redirect\/?https:\/\/www.mastercard.ca\/en-ca\/categories\/no-annual-fee\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Looking for a true no annual fee cash back card in Canada? The Desjardins Cash Back Mastercard offers up to 2 percent cash back and includes mobile device insurance for added peace of mind.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Desjardins Cash Back Mastercard: No Annual Fee and Up to 2% Cash Back - Box of Drama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/boxofdrama.com\/en_gb\/25d8b922-fed4-4ed3-8f44-cbdeb3dedc89\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Desjardins Cash Back Mastercard: No Annual Fee and Up to 2% Cash Back - Box of Drama\" \/>\n<meta property=\"og:description\" content=\"Looking for a true no annual fee cash back card in Canada? 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