tarjeta American Express
No annual fee. Earn cash back or reward points. Emergency card replacement, fraud protection, and 24/7 support. Canadian residents only. Start earning fast.
American Express offers an attractive lineup of no annual fee credit cards for Canadian residents. The standout offers include the SimplyCash Card and the Green Card, both with strong welcome bonuses and everyday benefits.
The SimplyCash Card gives up to $100 in bonus cash back within your first three months and allows you to earn 2% at gas stations and grocery stores (subject to an annual cap) and 1.25% on other purchases. Meanwhile, the Green Card gives you 10,000 Membership Rewards points when you meet qualifying spend and earns you points on every dollar.
Interest rates are typically standard for the Canadian market, and there’s no annual fee required. Credit limits are determined on approval and based on your credit file and financial situation. These offers are open to Canadian residents who are of legal age in their province and have sufficient creditworthiness.
How to Apply: Easy Steps
1. Pick your preferred American Express no-fee card.
2. Click “Apply now” to fill out an online application form.
3. Submit personal, employment, and financial details.
4. Review and accept terms.
5. Await approval and card delivery.
Ventajas clave
No annual fee saves you money every year, making these cards very accessible. You get access to valuable perks like emergency card replacement, fraud protection, and 24/7 service.
For those who enjoy rewards, the cash back and points you earn on daily spending help maximize your purchases without added cost. Being part of the Amex Front Of The Line program gets you early access to sought-after entertainment events as well.
Principales desventajas
The most significant limitation with American Express in Canada is merchant acceptance, which, while improving, still trails behind competitors Visa and Mastercard in some locations.
Additionally, higher earn rates for cashback and points come with caps or are exclusive to specific merchant categories, so you’re not always getting the top rate everywhere you shop.
Veredicto: ¿Debería presentar su solicitud?
If you’re seeking a low-commitment card with straightforward rewards and great perks, American Express’ no annual fee cards are a top pick. Their value is best for those who can make use of rewards—and are confident that required merchants accept Amex. As an independent reviewer, I find these offers very competitive in Canada.
