CIBC
Earn points on all your purchases, enjoy flexible redemption, plus perks like lounge access. Annual fees range from $0 to $599 with competitive rates.
CIBC’s Travel Rewards credit card lineup offers a range of options designed for Canadians who love to earn points for travel. With cards like Aventura and Aeroplan Visa, both personal and business users enjoy flexible rewards, competitive interest rates from 19.99% to 21.99% on purchases and credit limits suited to diverse needs. Annual fees vary widely—from $0 on student and entry-level cards, up to $599 for premium offerings with luxury perks.
Cómo aplicar
- Choose your card based on rewards program, annual fee, and benefits.
- Prepare su información personal y financiera.
- Visit the CIBC application portal online or at a branch.
- Complete the application, review, and submit.
- Await eligibility confirmation and approval.
Ventajas
One standout advantage is the flexibility of redemption options. Points can be used for flights, hotels, car rentals, and even gift cards, letting you shape your rewards.
Many cards offer premium travel perks, such as complimentary lounge passes, NEXUS fee rebates, and included travel insurances—particularly on Infinite and Privilege cards.
Contras
The highest-tier cards come with significant annual fees, which can only be offset if you fully utilize their travel perks and rewards regularly.
Some cards require good to excellent credit for approval, and point values for non-travel redemptions may be lower, reducing overall value for some users.
Veredicto
CIBC’s Travel Rewards credit cards cater to frequent travellers who want the flexibility to redeem points for a variety of rewards. With options for students, everyday users, and luxury seekers, there’s a card to fit almost every lifestyle or budget. The top-tier options are particularly rewarding for those who travel often and can maximize lounge access and other perks. Entry-level and no-fee cards are ideal for users looking to dip a toe into the travel rewards world. Be sure to select the card that best matches your travel habits and spending to get the most value.
