Tarjeta Chase Sapphire Preferred®
Enjoy high credit limits starting at $5,000, leading travel rewards, and a competitive 19.49% – 27.74% variable APR plus strong insurance perks.
The Chase Sapphire Preferred® Card offers a highly competitive starting credit limit of $5,000 or more, making it an attractive option for Canadians who want the flexibility to manage larger expenses. Cardholders benefit from a 19.49% – 27.74% variable APR. To qualify, a good to excellent credit score and steady income are generally required.
Cómo solicitar la tarjeta Chase Sapphire Preferred®
- Review eligibility requirements: good to excellent credit score, sufficient income
- Gather necessary documents: proof of income, employment details, and ID
- Visit the application page and fill in your details
- Envíe su solicitud y espere la aprobación
- Upon approval, activate and use your card immediately
Principales beneficios
The Chase Sapphire Preferred® Card is packed with valuable travel rewards, including up to 5x points on travel and 3x on dining. Users enjoy comprehensive travel and shopping protections, such as trip cancellation insurance, rental car coverage, and lost luggage insurance, providing peace of mind for frequent travellers.
You’ll also receive a $50 annual Chase Travel hotel credit and a 10% points bonus on your yearly spending, further increasing your rewards potential. Points quickly accumulate and can be redeemed for flights, hotels, and more.
Inconvenientes potenciales
The card does have a $95 annual fee, which might not suit all budgets. A high credit score is required, which may disqualify those with average credit.
Some cardholders may find the travel benefits less valuable if they do not travel frequently. Additionally, carrying a balance will result in a relatively high variable APR, so timely payments are essential.
Nuestro veredicto
The Chase Sapphire Preferred® Card stands out for Canadians looking for high-limit flexibility and superior travel rewards. It balances generous perks, insurance, and rewards with reasonable conditions for those who qualify.
If travel and strong benefits are priorities, this card has clear value. For those with solid credit and consistent income, applying is a smart move.
