BMO
The BMO eclipse rise Visa offers no annual fee, a low 0.99% introductory balance transfer rate for 9 months, and rewards points for everyday purchases. Suitable for most Canadians.
Introducing the BMO eclipse rise Visa, a Canadian credit card that stands out for its $0 annual fee and attractive rewards. This card features a competitive 21.99% purchase interest rate and 23.99% for cash advances (21.99% for Quebec). For a limited time, applicants can enjoy a 0.99% introductory interest rate on balance transfers for 9 months with only a 2% transfer fee. Plus, earn up to 20,000 welcome bonus points and up to 5,000 additional bonus points each year. Credit limit and eligibility depend on individual profiles, making it accessible to a wide range of Canadians.
Cómo aplicar: Paso a paso
- Fill out the online application with personal and financial details.
- Submit your application for approval review.
- Watch for your new card in the mail once approved.
- Activate your card online or via mobile app.
- Start using your card and managing your account digitally.
Benefits of the BMO eclipse rise Visa
This card truly shines with no annual fee, making it ideal for budget-conscious users. The generous welcome bonus and ongoing rewards help cardholders get more from everyday purchases.
Additionally, the 0.99% balance transfer rate is useful for those looking to manage existing debt affordably.
Inconvenientes potenciales
The standard interest rates for purchases (21.99%) and cash advances (23.99%) are relatively high if you typically carry a balance past the promo period.
Furthermore, while rewards are competitive, they may not match premium cards with high fees and richer perks.
Veredicto
The BMO eclipse rise Visa offers outstanding value for anyone seeking a no-fee card with solid rewards and an enticing intro balance transfer rate. It is best suited for those who pay their statement in full each month or want to save on balance transfers.
