Ramp Corporate Card
Unlock high credit limits up to 20x traditional cards, no personal credit check, fast decision, $0 fees, real-time controls and cash back rewards.
Ramp Corporate Card is ideal for businesses seeking high spending power and cutting-edge expense automation. With credit limits up to 20 times greater than traditional business cards, Ramp uses your business’s cash flow, removing the need for a personal credit check or guarantee. There are no annual, late, or foreign transaction fees, and you benefit from flat-rate cash back on every purchase. Approval times can be as fast as 48 hours, making this card a compelling choice for fast-moving companies.
How to Apply for the Ramp Corporate Card
- Visit the provider’s application web page
- Submit details about your registered business
- Connect your primary business bank account
- Allow Ramp to assess real-time revenue and cash balances
- Receive approval decision quickly—often within 48 hours
Ventajas clave
This card’s high spending limits and real-time approvals set it apart from most business cards. Built-in expense management and automated controls streamline your accounting tasks, allowing your team to issue unlimited employee cards with category-specific limits. Plus, you pay no fees.
Ramp offers flat-rate cash back on all eligible purchases, making it easy to earn rewards without tracking bonus categories or restrictions. Users also benefit from powerful integrations with leading accounting platforms that further reduce monthly admin work.
Inconvenientes potenciales
The Ramp Corporate Card is currently limited to businesses registered and operating in the US. There is also a requirement to pay the balance in full each month, as this is a charge card rather than a revolving credit account. It’s best suited to businesses with steady cash inflow.
Ramp’s focus on automation means the onboarding process requires direct connection to your business bank account, which may not appeal to every business owner.
Veredicto final
Ramp Corporate Card is a strong solution for growth-oriented companies looking for flexible, high-limit credit without personal guarantees or hidden charges. Its innovative spend controls, rapid approval, and real-time integrations make it an excellent upgrade from traditional bank cards. Consider Ramp if you want streamlined expense workflows and maximum financial flexibility.
