Chase Sapphire Preferred®
Earn rewards on travel and dining, access a high credit limit starting at $5,000, enjoy a competitive $95 annual fee, plus an attractive welcome bonus.
The Chase Sapphire Preferred® Card is widely regarded for offering high credit limits, excellent travel rewards, and flexible redemption options. With a minimum starting limit of $5,000 for approved applicants, it suits those looking for more purchasing power while enjoying rich benefits. The $95 annual fee feels justified considering all the card’s perks, including a welcome bonus of 75,000 points after a certain spend, and annual travel credits to simplify your adventures.
Cómo solicitar la tarjeta Chase Sapphire Preferred®
- Ensure your credit score is in the good to excellent range (670 or above for the best chance).
- Gather relevant documents—especially proof of income and ID.
- Go to the official application page and complete the secure form with accurate personal and financial details.
- Review your application before submission, then submit and await a quick decision.
Main Pros of the Chase Sapphire Preferred® Card
One major advantage is the rewarding travel program—earn points on travel, dining, and more, and enjoy a 10% anniversary point boost. The $50 annual travel hotel credit adds direct value for frequent travellers. Transfers to premium travel partners like Hyatt and Southwest optimize your points.
Further, purchase and travel protections including trip cancellation/interruption insurance, auto rental collision coverage, and lost luggage coverage provide peace of mind on your journeys.
Desventajas a considerar
The $95 annual fee may deter infrequent travellers. Additionally, the high starting credit limit means you’ll need a strong credit history, putting this card out of reach for those with average or recovering credit.
If you’re mainly seeking cash-back and not travel perks, other cards may provide better everyday value. Foreign transaction fees also apply, which can affect the value for some.
Verdict: Is the Chase Sapphire Preferred® Card Right for You?
If you have good credit, value travel, and want a card with a significant credit limit, the Chase Sapphire Preferred® Card is an excellent pick. Its rewards and protections make it worth considering for frequent travellers and foodies. Compare your options, review the qualifications, and apply confidently if it fits your lifestyle.
