TD First Class Travel Visa Infinite Card
Earn up to 165,000 TD Rewards Points and pay no annual fee in the first year. Interest rate is 21.99% on purchases. Annual fee afterwards is $139.
The TD First Class Travel Visa Infinite Card currently features one of its best sign-up offers yet—up to 165,000 TD Rewards Points and no annual fee for the first year. With an annual interest rate of 21.99% on purchases and a $139 annual fee (waived the first year), this card is designed for Canadians seeking flexible travel rewards. To qualify, you’ll need a $60,000 personal or $100,000 household income.
Cómo aplicar: Paso a paso
- Check eligibility for income and residency requirements.
- Prepare your financial information and identification.
- Complete the online application form with accurate details.
- Review all terms, then submit your application for review.
- Await approval and activate your card upon receipt to unlock bonuses.
Pros: High Reward Potential & Flexibility
This card stands out for its generous welcome offer, delivering up to 165,000 TD Rewards Points if spending criteria are met. The no annual fee for the first year adds significant value, allowing new cardholders to maximize benefit with minimal upfront cost.
Additionally, points can be redeemed for travel through ExpediaForTD, gift cards, merchandise, and more. The card also provides four annual complimentary lounge visits and a TD Travel Credit, enhancing the overall travel experience.
Cons: Spending Requirement & Limited to Non-Quebec Residents
A primary drawback is the high $7,500 spending requirement within 180 days to obtain the full points bonus. This may deter those with lower monthly budgets.
Also, the promotional offer is not available to residents of Quebec, narrowing eligibility. The standard annual fee of $139 applies after the first year.
Nuestro veredicto
For Canadians who travel frequently and can meet the spending threshold, the TD First Class Travel Visa Infinite Card is an outstanding option for maximizing travel rewards. The flexible redemption options, added lounge access, and waived first year’s fee make it both attractive and practical for the right user profile.
