Tarjeta de crédito corporativa Ramp
No annual or foreign transaction fees. Up to 20x higher limits than traditional cards and simple, flat-rate cashback. Approval in under 48 hours based on business cash flow.
The Ramp Corporate Credit Card is an innovative option for businesses seeking robust credit limits and fast approvals. This charge card offers up to 20 times higher spending capability than many traditional business cards, making it ideal for companies with large, recurring expenses or fast growth cycles. With no annual fee, no late or foreign transaction fees, and a simple flat-rate cashback on all eligible purchases, Ramp is positioned as a flexible solution for streamlining business finances. Approval is not tied to personal credit history but relies on your business’s cash flow, enabling even younger companies to access higher limits.
How to Apply for the Ramp Corporate Credit Card
- Visit Ramp’s official website and select the business credit card application.
- Connect your business bank account to provide real-time cash flow data.
- Fill in your business’s legal information including the tax ID and address.
- Submit your application. Most decisions arrive within 48 hours.
- If approved, start issuing physical or virtual employee cards and set spending controls.
Pros of the Ramp Corporate Credit Card
One notable benefit is the dynamic spending limit, which grows automatically with your business revenue. This is especially useful during busy seasons or business expansion periods. Another excellent advantage is the quality of integrated expense management tools that sync with accounting software, saving both time and resources on manual reconciliation and policy enforcement.
Cons of the Ramp Corporate Credit Card
The card currently requires that your business operates in the United States, so Canadian-based entities may be restricted. Additionally, as a charge card, the full balance must be paid each month, which may not suit companies wanting to carry a balance over time.
Nuestro veredicto
For growing businesses needing higher limits, real-time approvals, and streamlined expense management, the Ramp Corporate Credit Card offers a standout blend of flexibility and control. Its no-fee structure and scalable limits ensure businesses can adapt and grow smoothly, making it an attractive option for forward-thinking companies looking to save time and maximize their cash flow.
