TD Canada Trust
Unlock up to 165,000 TD Rewards Points and enjoy no annual fee for the first year. Strong earn rates on travel, groceries, plus premium airport perks.
The TD First Class Travel Visa Infinite Card is currently offering Canadians a chance to earn up to 165,000 TD Rewards Points, along with an annual fee rebate for the first year. The standard annual fee is $139, with additional cards available for $50 each. The interest rate stands at 21.99% for purchases and 22.99% for cash advances (21.99% in Quebec). Applicants need a minimum personal income of $60,000 or a household income of $100,000.
How to Apply for the TD First Class Travel Visa Infinite Card
- Visit the official TD or partner application page
- Complete the secure online application form
- Provide details about your income and address
- Submit your application and wait for approval
- Activate the card and make your first purchase to trigger the bonus
Key Advantages
This card stands out for its market-leading welcome offer—up to 165,000 rewards points, which can be redeemed for travel, merchandise, and more. Cardholders earn up to 8 points per $1 spent on travel booked via Expedia for TD, 6 points per $1 on groceries, dining, and transit, and 4 points per $1 on bill payments and select streaming.
Another advantage is the annual $100 TD Travel Credit on bookings via Expedia for TD. The card also gives premium global airport lounge access with four complimentary visits. Points never expire while the account remains in good standing.
Possible Drawbacks
The minimum income requirements may exclude some potential applicants. Furthermore, after the first year, the annual fee of $139 applies, which could be a consideration for those looking for a no-fee card long-term.
This offer is not available to residents of Quebec, narrowing its nationwide availability. In addition, significant spending is required to unlock the highest welcome bonus tier.
Final Verdict
For Canadians serious about collecting points and enjoying premium travel perks, the TD First Class Travel Visa Infinite Card is a strong choice with a rewarding welcome bonus and valuable ongoing benefits. However, consider your personal income and travel habits before applying to ensure you maximize the offer’s value.
