TD
Aeroplan Visa Infinite earns up to 45,000 Aeroplan points, no annual fee first year, and includes comprehensive travel insurance. Great for maximizing rewards and Air Canada flights.
Introducing the TD Aeroplan Visa Infinite Card, a top-tier travel credit card for Canadians who love to earn points and enjoy exclusive rewards. With a competitive annual fee of $139, currently waived in your first year, this card stands out for loyal Air Canada and Star Alliance flyers. The regular purchase interest rate is 21.99%, so responsible card use is advised. You’ll need a minimum credit score of 660 and a personal income of $60,000 per year for approval.
This card offers a credit limit matched to your financial profile and delivers substantial value. You can earn up to 45,000 Aeroplan points in the first year when you combine the welcome offer, sign-up spending, and anniversary bonus. The card’s annual fee is $0 for the first year, making it an easy choice for new applicants seeking value.
How to Apply for the TD Aeroplan Visa Infinite
Applying is straightforward and can be completed online.
First, ensure you meet the credit score and income requirements.
Then, fill out the application form with personal and employment information.
Submit your application and await a decision, which may come instantly or within a few business days.
Once approved, activate your card and start spending to unlock welcome bonuses and maximize your rewards.
Main Advantages of the TD Aeroplan Visa Infinite
A major benefit is Aeroplan Point accumulation, which can be redeemed for Air Canada flights or with Star Alliance airline partners.
Perks include a complimentary checked bag for you and up to eight travel companions on Air Canada flights—a valuable savings.
Comprehensive travel insurance covers you for emergencies, lost or delayed baggage, trip cancellations, and more—great for peace of mind.
NEXUS membership fee rebates streamline security clearance for frequent cross-border travellers, saving you both money and time.
Double Aeroplan Points at partners with your linked Aeroplan and credit card ensures rapid earning potential on everyday purchases.
Potential Drawbacks to Consider
The main downside is the learning curve around maximizing the Aeroplan rewards program, which may require extra effort for new users.
The annual fee, though waived the first year, is slightly above some other comparable rewards cards after renewal.
Foreign exchange fees apply to non-Canadian dollar purchases, so the card is less optimal for frequent shoppers abroad.
If you don’t regularly travel with Air Canada, some perks like the free checked bag may be less valuable.
Finally, eligibility requirements are higher than entry-level cards, making approval out of reach for some applicants.
Verdict: Is the TD Aeroplan Visa Infinite Worth It?
Overall, the TD Aeroplan Visa Infinite stands out for avid travellers and Air Canada loyalists who want to turn everyday spending into significant travel rewards. With strong travel insurance, robust welcome bonuses, and airport perks, this card is hard to beat for point chasers.
If you meet the approval criteria and fly with Air Canada or its partners, this card delivers valuable perks and rewards long after your welcome bonus is gone.
