Chase Sapphire Preferred® Card: Travel Rewards, High Limit & Bonus Points

The Chase Sapphire Preferred® Card stands out for Canadian residents seeking exceptional travel rewards and a generous spending limit. With a minimum credit limit of $5,000 and potential for much more, it suits frequent travellers or those managing big purchases. The card currently offers an attractive annual fee of only $95 and features a robust welcome bonus, alongside perks like an annual hotel credit and strong rewards for both travel and dining.

Come richiedere la carta Chase Sapphire Preferred®

1. Visit the official Chase application page for the Sapphire Preferred® Card.
2. Complete the application form, providing accurate personal and financial details.
3. Submit your application and await a decision, which is often delivered in minutes.
4. If approved, receive your card, activate it, and start using to qualify for the welcome bonus.

Advantages of the Chase Sapphire Preferred® Card

Firstly, cardholders earn substantial points—especially rewarding for travel bookings and dining purchases. Additionally, the $50 hotel credit each year provides real value. The card also boasts transfer partnerships with major loyalty programs, making point redemptions highly flexible for savvy travelers.

The robust travel and shopping protections, including trip cancellation and lost luggage insurance, are ideal for Canadians who prioritize financial security while abroad. The card’s high credit limit and strong points earning power combine for a compelling offer.

Potenziali svantaggi da considerare

The annual fee, while moderate at $95, may not appeal to minimalist cardholders or those who do not travel often enough to maximize benefits. Additionally, qualifying requirements for a high credit score may exclude some applicants. The need for good to excellent credit to be eligible could be limiting for those building or rebuilding credit.

Verdetto finale

The Chase Sapphire Preferred® Card is an excellent choice if you seek a high credit limit, travel perks, and meaningful rewards. For many Canadians, the annual fee is easily offset by the rewards, welcome offer, and perks on both travel and everyday purchases. However, it may not be ideal if your credit needs improvement or if you seldom travel or dine out. We recommend this card for those seeking to elevate their rewards game and benefit from premium protections.