TD Canada Trust
No annual fee, earn up to 15,152 bonus TD Rewards Points and enjoy a flexible rewards program. Purchases at a 21.99% interest rate and secure mobile device insurance.
The TD Rewards Visa Card stands out in the Canadian market for its no annual fee and appealing rewards structure. Cardholders enjoy 21.99% interest on purchases. The card is available to Canadian residents at the age of majority and offers mobile device insurance coverage up to $1,000. Spend $500 in the first 90 days to get a 15,152-point welcome bonus, which is redeemable for $50 on eligible Amazon.ca purchases.
Come fare domanda
Applicants can opt for a simple process, either online, by phone, booking an appointment, or by visiting a branch. Complete the application, provide the necessary identification, and meet the eligibility requirements for approval. Once approved, you receive instant access to your account.
Vantaggi principali
A primary advantage is that the TD Rewards Visa Card does not charge an annual fee. Plus, you earn TD Rewards Points on every dollar, with accelerated earning on select categories such as Expedia For TD and grocery purchases. The ability to use points for travel, Amazon.ca, Starbucks, statement credits, and more boosts its flexibility.
Contro principali
Although the card offers flexible rewards, the interest rate on purchases is higher than some competitors at 21.99%. Besides, the bonus and best earning rates are subject to category and spending caps, so bigger spenders might find the limits restrictive.
Verdetto
The TD Rewards Visa Card is an excellent introductory credit card for Canadians seeking rewards without annual fees. It’s best for those who want flexible redemption options and solid travel perks without the cost of carrying the card. However, consider other options if you regularly carry a balance or exceed spending caps in highest-earning categories.
