TD Canada Trust
Earn up to 165,000 TD Rewards Points, $0 annual fee first year, 21.99% purchase interest, ideal for travellers and everyday rewards seekers.
The TD First Class Travel Visa Infinite Card presents an exceptional offer in the Canadian credit card landscape. You can earn up to 165,000 TD Rewards Points and enjoy no annual fee for the first year, making this card a strong contender for travellers and rewards enthusiasts alike. The annual interest rate is 21.99% for purchases and 22.99% for cash advances, with a minimum required personal income of $60,000 or a household income of $100,000.
Passo dopo passo: come candidarsi
- Check you meet income requirements.
- Prepare personal and financial information for the application.
- Begin the online application on the TD website.
- Submit the completed form and await approval decision.
Highlights and Benefits
One major advantage is the high welcome bonus—up to 165,000 points can pay for travel, shopping, or statement credits. The first year annual fee rebate adds great upfront value.
Additional perks include up to $100 annual hotel credit, airport lounge access, solid travel insurance coverage, and excellent points earning opportunities on travel and daily purchases.
Potenziali svantaggi
The annual fee after the first year jumps to $139 for the primary cardholder, which can offset some long-term value. Additionally, to receive the full bonus, significant spend is required within six months.
Finally, eligibility is limited in Quebec and requires strong credit, so not all applicants will qualify.
Verdetto finale
The TD First Class Travel Visa Infinite Card stands out for its robust welcome offer and traveller-focused features. If you can hit the spend requirements and plan to leverage travel benefits, it’s one of the best cards in Canada, especially in your first year.
