MBNA True Line® Mastercard®
Enjoy no annual fee, 0% interest for 12 months on balance transfers, a strong ongoing APR of 12.99% on purchases, and around-the-clock fraud protection.
The MBNA True Line® Mastercard® is a stand-out credit card for Canadians who value no annual fees and prefer low interest rates on purchases. With a competitive ongoing APR of 12.99% on purchases and 17.99% on balance transfers after the intro period, it ensures users can carry a balance more affordably. Notably, this card offers a promotional 0% annual interest rate for 12 months on balance transfers completed within 90 days of opening your account. However, this promotional offer is not available to residents of Quebec.
Come candidarsi: semplici passaggi
- Check your eligibility (excluding Quebec residents for promos)
- Prepare your personal and financial information
- Complete the online application form
- Submit required identifications
- Get instant or quick approval decision
Pros: Key Benefits
This card’s primary advantage is its 0% promo rate on balance transfers, making it a smart choice for consolidating existing high-interest credit card debt. Additionally, the lack of an annual fee ensures ongoing savings for cardholders, and the low purchase APR provides extra value for those who may carry a balance.
Further, the card is made from 100% recycled plastic, helping environmentally-conscious users make a greener choice. Around-the-clock fraud protection offers peace of mind every time you use your card.
Cons: What to Consider
The balance transfer promo is not available to residents of Quebec, limiting eligibility for some Canadians. The card does not offer rewards or cashback on purchases, which may be a drawback for those looking to earn as they spend. Cash advance rates are also higher at 24.99%, so this feature should be used sparingly.
Verdetto finale
For those seeking a simple, no fee card with an impressive introductory offer on balance transfers, the MBNA True Line® Mastercard® is an excellent pick. It’s especially appealing if your goal is to manage debt or avoid high interest charges, and offers robust security features along with environmental benefits.
