TD Cash Back Visa Infinite
Earn up to $600 in the first year, including 10% back for 3 months. $139 annual fee, 21.99% purchase interest. Perfect for everyday rewards.
The TD Cash Back Visa Infinite Card stands out with its strong introductory offer, giving new cardholders the opportunity to earn up to $600 in the first year. This includes a 10% cash back rate on Bonus Eligible Purchases made in the first three months, up to a $3,500 spend cap. The annual fee is $139, and the purchase interest rate is 21.99%, while cash advances are charged at 22.99%. To qualify, your account must remain open and in good standing.
Come candidarsi: guida passo passo
- Check the eligibility requirements for the TD Cash Back Visa Infinite Card.
- Prepare your personal and financial information for the application.
- Visit the TD application page and complete the online form.
- Invia la tua candidatura e attendi l'approvazione.
- If approved, activate your card and start spending to maximize the welcome bonus.
Pro: Vantaggi principali
The card offers an impressive 10% cash back window in the first three months, perfect for those with upcoming planned expenses like groceries or gas. Cash Back Dollars never expire as long as the account is active and in good standing, making them easy to redeem for statement credits at your convenience.
Additional advantages include a first-year annual fee rebate for both the primary cardholder and the first additional cardholder, and enhanced cash back rates for purchases on groceries, utilities, and digital subscriptions.
Contro: cose da considerare
The annual fee of $139 may deter users who do not maximize their spending in eligible categories. The high purchase interest rate also means it’s less suitable for carrying a balance.
There’s also a cap on bonus cash back and accelerated earn rates, so big spenders may not reap the highest rewards after the introductory period or category spending limits are reached.
Il nostro verdetto
For Canadians seeking a rewarding cash back credit card with a valuable introductory bonus, the TD Cash Back Visa Infinite Card is a compelling choice. The flexible redemption options and excellent first-year value make it ideal for everyday purchases, especially if you pay your balance in full each month.
For those who spend primarily in bonus categories and do not mind the annual fee, this card stands out as a top option in the Canadian market.
