Scotiabank
Flexible rewards cards with top interest rates, up to 60,000 Scene+ bonus points, and no annual fee options. Great for travel, groceries, and more.
Scotiabank offers a range of rewards credit cards that appeal to different lifestyles and spending habits. With interest rates typically at 19.99%–20.99% on purchases and 22.99% on cash advances, these cards cater to both everyday spenders and frequent travellers. Credit limits vary based on application details and creditworthiness. Some cards come with no annual fee, while others, like the Gold American Express, have a $120 annual fee. Scene+ points can be redeemed flexibly, making them perfect for everything from groceries to travel bookings.
Come candidarsi: passo dopo passo
- Check eligibility and choose your preferred Scotiabank rewards card.
- Complete an application online or visit a local branch.
- Existing customers can apply faster through their online banking account.
- Newcomers to Canada are encouraged to apply in-branch.
- Una volta approvata, attiva la tua carta e inizia subito a guadagnare premi.
What We Like
Scotiabank rewards cards feature high welcome bonuses—for example, up to 60,000 Scene+ points. Many cards offer bonus points on grocery or travel purchases. No annual fee options are available for budget-conscious users. Redeem points for versatile rewards like cash back, travel, or gift cards, making them easy to use.
Alcuni svantaggi
Most reward cards require good credit standing for approval. While welcome bonuses are attractive, ongoing rewards rates on some categories could be higher compared to certain cash back competitors. Some cards also charge an annual fee, which can offset the benefit if you do not spend enough annually.
Il nostro verdetto
Scotiabank’s rewards credit cards are versatile options for Canadians who want to maximize their everyday purchases. With strong sign-up offers and flexible redemption, they are highly appealing, though frequent spenders will reap the most value. If you want flexible rewards, reliable service, and multiple card options—including no-fee cards—Scotiabank is a solid pick worth considering.
