Carta di credito Tangerine Money-Back
Earn 2% cash back in chosen categories with no annual fee. Special 5% intro cash back for 3 months. Flexible rewards and accessible approval make it a great choice.
The Tangerine Money-Back Credit Card stands out for flexible cash back earning with no annual fee. Cardholders can earn 2% cash back in up to three chosen categories and 0.5% on all other purchases. For new users, there’s a standout 5% cash back on all purchases within the first three months.
Approval is generally straightforward, making it accessible to a variety of applicants. There’s no minimum income requirement for the standard version. The card’s interest rate is typically 19.95% on purchases, with a similar rate on cash advances. Credit limits depend on creditworthiness but typically start around $500.
Come candidarsi: passo dopo passo
- Gather your personal details and proof of income.
- Visit the card application website and choose your cash back categories.
- Fill out the application form with accurate information.
- Submit your application and wait for approval, which may be instant.
- If approved, your card will be mailed and you can activate it online.
Advantages of the Tangerine Money-Back Card
The flexibility to choose earn categories is a major advantage, letting cardholders maximize rewards in their most-used spending areas. For those who prioritize cash back, this is an excellent perk.
With no annual fee, you can keep the card without worrying about maintenance costs. The 5% introductory cash back for the first three months offers great value for larger purchases early on.
Potenziali svantaggi
The base cash back rate on non-chosen categories is only 0.5%, which is less competitive for those with varied spending habits. The card does not include premium perks such as travel insurance or concierge services, which may disappoint frequent travellers.
Interest rates are standard but not low, so carrying a balance is not recommended. If you value travel rewards over cash back, another card may be a better fit.
Il nostro verdetto
The Tangerine Money-Back Credit Card is excellent for those seeking flexibility and savings with no annual fee. Its customizable categories and competitive rewards make it a standout choice for everyday cash back. If you want a simple, rewarding card for Canadian spending, this offer is hard to beat.
