BMO
No annual fee, 20,000 intro points, low 0.99% balance transfer for 9 months, and ongoing rewards. Great for anyone seeking value and flexible options.
The BMO eclipse rise Visa Card offers standout value for Canadians seeking flexibility and rewards. With no annual fee, the key appeal here is its combination of a 20,000 point welcome bonus, and an ultra-low introductory balance transfer rate of 0.99% for nine months, subject to a 2% transfer fee. Purchase interest rates sit at the standard 21.99%, while cash advances carry a 23.99% rate. As an added benefit, ongoing cardholders can earn up to 5,000 bonus points annually.
Come richiedere la carta Visa BMO Eclipse Rise
Applying for this card is straightforward. Complete an online application with your personal and financial details. If approved, expect your new card by mail within days. Once received, activate your card online in under a minute. Next, set up BMO online banking or the BMO Mobile Banking app for full control and instant notifications.
Pros of the BMO eclipse rise Visa Card
No annual fee makes this card affordable for budget-conscious users. The generous welcome bonus and low balance transfer rate let you save on interest while earning early rewards. Plus, the BMO Rewards program is flexible, allowing you to redeem points for travel, merchandise, or financial statement credits.
Cons of the BMO eclipse rise Visa Card
The regular rates for new purchases and cash advances (21.99%/23.99%) are industry standard but not low. Additionally, the lowest transfer rate applies only to transfers made during the first nine months, after which regular rates kick in. This card may not be ideal for anyone seeking premium perks or higher-tier travel insurance.
Il nostro verdetto
The BMO eclipse rise Visa Card is an excellent choice for those balancing rewards with value and no annual fee requirements. For newcomers to credit or anyone wanting to consolidate balances at a lower cost, the bonus points plus low transfer rate formula delivers real initial savings. Established BMO rewards infrastructure further strengthens this option.
