TD Rewards Visa Card
No annual fee, earn up to $50 Amazon.ca bonus, 21.99% purchase interest, robust rewards on daily spending, and flexible redemption options. Apply with ease!
The TD Rewards Visa Card in Canada offers a standout special: earn up to $50 in TD Rewards Points for eligible Amazon.ca purchases. There is no annual fee, making it suitable for newcomers and frequent card users alike. The purchase interest rate is 21.99%, with cash advance rates at 22.99%.
Credit limits depend on your profile, but approval requires you to be a Canadian resident and the age of majority in your province. The rewards structure is tiered: 4 points per $1 on Expedia For TD travel, 3 points per $1 on groceries, dining, and public transit, 2 points per $1 on recurring bills and streaming, and 1 point per $1 on other purchases. Points can be redeemed flexibly for travel, statement credits, and Amazon.ca purchases.
How to Apply for the TD Rewards Visa Card
- Apply online using TD’s secure form for instant response
- Call TD’s credit card specialists for assistance
- Book an appointment at a TD branch for a personal touch
- Locate any TD branch for an in-person application
Pros of the TD Rewards Visa Card
The big draw is the $0 annual fee. With this, users can maximize rewards with no ongoing cost. The introductory bonus is generous for an entry-level card, giving new applicants immediate value when shopping on Amazon.ca.
Another major advantage is the versatility of rewards redemptions, including with Expedia For TD, Amazon.ca, and even Starbucks. Optional insurance benefits and payment plan flexibility add extra safety and payment management perks.
Cons of the TD Rewards Visa Card
The regular interest rates—21.99% for purchases and 22.99% for cash advances—are on the higher side, so carrying a balance could prove costly. Spending category bonuses are capped, so users spending heavily in specific categories may hit limits.
This card also has fewer premium travel benefits or insurances compared to higher-tier travel cards. It’s best for everyday users, not luxury or frequent global travellers.
Verdetto finale
The TD Rewards Visa Card is an excellent choice for Canadians seeking flexible, no-fee rewards. With a potential $50 Amazon.ca bonus, solid everyday points-earning, and wide redemption options, it’s ideal for budget-conscious spenders.
However, those seeking more premium travel perks or lower interest rates may wish to compare alternatives. For routine spenders looking to maximize value on essentials with no annual fee, this card is a strong contender.
