Karta Chase Sapphire Preferred®
Generous credit limit, reasonable annual fee, premium travel rewards, plus a substantial welcome bonus for new cardholders aiming to maximize value.
The Chase Sapphire Preferred® Card is a top choice for Canadians looking for a high limit credit card with competitive benefits. With an estimated starting credit limit of $5,000 and many users seeing average limits above $10,000, it suits those with good to excellent credit. The regular APR ranges between 19.24% and 27.49% variable, and the annual fee is $95. New cardholders can also earn a welcome bonus of 75,000 points by meeting the initial spending requirement.
How to apply: Easy steps
Start the application process by preparing your personal and financial details. Ensure your credit score is at least 670 and have proof of stable income. Submit the online form provided by the issuer, fill in all required fields, review your details, and submit your application for approval.
Top advantages: Why choose this card
The Chase Sapphire Preferred® Card delivers strong travel rewards with 5x points on purchases through Chase Travel, as well as 3x on dining and select streaming services. There’s an annual $50 travel hotel credit, comprehensive travel protections, and the ability to transfer rewards to multiple travel partners.
Potential drawbacks: Consider before you apply
The annual fee, though reasonable for a premium card, could be a con for those who don’t maximize the travel rewards. Another consideration is the requirement for a higher credit score, making it less accessible if you’re just starting to build credit.
Nasz werdykt
For Canadians with good to excellent credit and a love of travel, the Chase Sapphire Preferred® Card offers substantial value. Between the high starting credit limit, top-tier travel perks, and generous bonus, it’s a standout option for those looking to make the most of their credit.
