RBC
Earn up to 1.5% unlimited cash back, get premium travel and shopping benefits, enjoy fuel savings, plus insurance coverage, all for a $99 annual fee.
The RBC Cash Back Preferred World Elite Mastercard is a compelling choice for anyone seeking robust cash back rewards and premium benefits. With a $99 annual fee, users can earn up to 1.5% unlimited cash back on spending, maximizing their earning potential on every purchase. Cardholders also enjoy additional savings of 3¢ per litre on fuel and more Petro-Points at Petro-Canada, along with added value through partnerships such as bonus Be Well points at Rexall. The ongoing APR for this card is 20.99%.
How to Apply for the RBC Cash Back Preferred World Elite Mastercard
- Ensure you meet eligibility requirements and have necessary documentation ready.
- Visit RBC’s website or a local branch to begin your application.
- Fill in personal and financial information as requested.
- Submit your application and await a decision. Approval is typically fast and simple.
- Once approved, activate your card and start using it for everyday purchases.
Pros of the RBC Cash Back Preferred World Elite Mastercard
This card offers unlimited 1.5% cash back on all spending, without any earning caps. You receive extra perks like 3¢ per litre fuel savings and increased Petro-Points at Petro-Canada for added value. Cardholders also benefit from premium insurance protection, access to over 1 million Boingo Wi-Fi hotspots, and a complimentary year of DashPass from DoorDash, further enhancing the everyday utility of the card.
Cons of the RBC Cash Back Preferred World Elite Mastercard
The $99 annual fee may not appeal to budget-conscious applicants, especially those with lower monthly spending. Additionally, the card’s premium benefits are best suited for users who will fully utilize travel and lifestyle perks.
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The RBC Cash Back Preferred World Elite Mastercard stands out for shoppers seeking strong cash back returns, valuable travel benefits, and lifestyle discounts. While the annual fee is a consideration, the suite of benefits—including complimentary insurance and access to digital perks—make it a great fit for frequent spenders who want to maximize rewards and enjoy added conveniences. For those who will leverage its offerings, this card delivers ongoing value across everyday spending and travel.
