Karta Chase Sapphire Preferred®
Earn up to 75,000 bonus points and enjoy high credit limits typically starting at $5,000. Unlock travel perks and flexible rewards with a trusted name.
The Chase Sapphire Preferred® Card stands out as a leading option for Canadians seeking a credit card with a high limit and robust travel rewards. With interest rates ranging from 19.74% to 27.99% (variable), this card typically offers a starting credit limit of $5,000 or more for approved applicants. To qualify, you generally need a good or excellent credit score and stable income. The annual fee is $95, and new cardholders can earn a generous 75,000-point welcome bonus after meeting the initial spending requirement.
Jak złożyć wniosek: krok po kroku
- Check that your credit score falls in the “good” to “excellent” range (670–850).
- Gather your personal information: address, employment, and annual income details.
- Complete the online Chase application, providing accurate and up-to-date details.
- Submit your application and consent to a credit check for verification.
- Await a decision; qualified applicants typically receive a response within minutes.
Główne zalety
The Chase Sapphire Preferred® Card impresses with its high starting credit limits, which help lower your credit utilization and positively impact your credit score. Earning 5X points on travel booked through Chase, plus transfer options to major airline and hotel partners, maximizes your travel rewards in Canada and abroad.
Cardholders benefit from strong travel protections and insurance, such as trip cancellation and auto rental collision damage waiver, essential perks for frequent travellers.
Główne wady
The $95 annual fee, although reasonable for the card’s range of benefits, may not suit users seeking a no-fee credit card option. Applicants with only fair credit may find approval challenging.
The primary rewards are most valuable when redeemed for travel through Chase, limiting flexibility if you prefer straightforward cash back or do not travel often.
Nasz werdykt
For Canadians aiming to maximize credit limits while unlocking exceptional travel benefits, the Chase Sapphire Preferred® Card strikes an ideal balance. Its impressive point-earning structure, flexible redemption, and strong insurance perks offer outstanding value for those committed to making the most of their credit card experience. However, ensure your credit profile meets the requirements before applying to boost the odds of approval.
