TD
No annual fee, 15,152 welcome bonus points with $500 spend in 90 days, competitive rewards rates, mobile device protection and flexible redemption options.
The TD Rewards Visa Card is an appealing option for Canadians seeking a no annual fee credit card. Cardholders enjoy a standard interest rate of 21.99% on purchases and 22.99% on cash advances. You must be the age of majority in your province or territory and a Canadian resident to qualify. Additional cardholders can be added for free, and there’s no minimum income required.
Jak ubiegać się o kartę TD Rewards Visa
- Visit the TD website’s application page for the Rewards Visa Card.
- Fill in personal information such as address, employment, and income details.
- Review the card’s terms and submit your online application.
- Receive a decision instantly, or be contacted for additional information.
- Once approved, activate your card to start earning and redeeming points.
Benefits: Highlighting the Positives
One of the standout advantages of the TD Rewards Visa Card is its generous rewards program, especially with the current welcome bonus. Cardholders earn increased points on Expedia For TD bookings, groceries, dining, and digital subscriptions.
No annual fee means it’s cost-effective to keep long-term, and points can be redeemed flexibly, including for travel, Amazon purchases, and account credits.
Other perks include built-in mobile device insurance up to $1,000 and additional cardholders at no extra charge, making this a great card for families or frequent travellers.
Drawbacks: A Couple Considerations
The interest rate is typical for a rewards card, but it might not suit those who often carry a balance monthly. Features like travel insurance are optional, not included, so those wanting comprehensive coverage may need to pay more.
Rewards rates are capped on certain categories annually, so high spenders in those areas could see reduced value after reaching the threshold.
Nasz werdykt
The TD Rewards Visa Card is a strong choice for those seeking a no-fee travel rewards card with flexible redemption options and a solid welcome offer. Rewards add up quickly on common spending, and there’s excellent value for everyday purchases. While best for those who pay balances in full, it’s competitive for new and experienced rewards seekers alike.
