MBNA Rewards Platinum Plus® Mastercard®
Enjoy a $0 annual fee, up to 10,000 bonus points as a welcome offer, and competitive earn rates on everyday purchases. Secure your spot and start earning rewards now.
If you’re seeking a credit card that delivers strong earning potential and comes with no annual fee, the MBNA Rewards Platinum Plus Mastercard might fit your needs. With a $0 annual fee and a competitive ongoing APR of 21.99%, this card appeals to those wanting to maximize rewards without paying extra. Notably, you can earn up to 10,000 bonus points (equal to $50 cash back value) through its welcome offer—though this promotion is not available to residents of Quebec.
Responsibly using the card lets you earn 4 points for every $1 spent on common purchase categories in your first 90 days and 2 points per $1 on these categories after that. Some conditions include point caps and that you must enroll in paperless e-statements within the first 90 days to maximize your bonus. There is no stated minimum or maximum credit limit, but approval depends on meeting the card’s qualifications.
Jak złożyć wniosek: krok po kroku
1. Visit the MBNA Rewards Platinum Plus Mastercard application page.
2. Complete your personal and financial details on the application form.
3. Review the card’s terms and conditions before submitting.
4. Submit your application for quick decision processing.
5. Once approved, follow further instructions to begin using your card and earning rewards.
Najważniejsze zalety
First, the MBNA Rewards Platinum Plus Mastercard has no annual fee, making it a cost-effective choice. Second, the generous welcome bonus and strong earn rates on groceries, restaurants, and digital media are compelling for budget-conscious spenders. Points can also be redeemed flexibly for cash back, travel, and more.
Key Drawbacks
Unfortunately, the welcome bonus is not available for Quebec residents, limiting its accessibility. Additionally, the standard APR of 21.99% is on par with the industry average; carrying a balance can quickly become costly if you do not pay off your statement each month.
Nasz ostateczny werdykt
The MBNA Rewards Platinum Plus Mastercard is a smart pick for Canadians aiming to maximize rewards without paying any annual fee. While it has some limitations, the appealing bonus and accelerated earning rates can provide solid value for everyday spending.
