Cartão Chase Sapphire Preferred®
Enjoy a minimum $5,000 credit limit, strong points rewards and an accessible $95 annual fee. The Chase Sapphire Preferred® Card is ideal for travel and daily spenders alike.
The Chase Sapphire Preferred® Card offers Canadians a premium experience with a generous minimum credit limit starting at $5,000. Cardholders can sometimes qualify for even higher limits, depending on credit profile and income.
With an annual fee of $95, this card delivers strong value through compelling travel benefits and excellent rewards. New applicants can also enjoy a large sign-up bonus with qualifying spending.
The interest rate on purchases is competitive for a rewards card, making it suitable for those who pay their balance each month. Approval commonly requires good to excellent credit.
How to Apply for the Chase Sapphire Preferred® Card
Start by preparing details about your income, housing, and existing financial obligations. Ensure your credit score meets typical requirements for premium cards.
Complete the online application with accurate personal information. Make sure to double-check all sections before submitting to avoid processing delays.
If approved, you’ll typically receive your physical card within a week. Activate the card as soon as it arrives and set up your online account for easy management.
Meet the initial spending threshold within the first three months to claim the sign-up bonus and maximize your benefits immediately.
This clear and quick process streamlines your path to enjoying high-limit rewards and travel perks.
Principais vantagens
The high credit limit enhances your financial flexibility and increases your purchasing power, making this card a standout for big spenders and travellers.
Reward points accumulate rapidly, especially on travel and dining purchases. This makes everyday spending much more rewarding for Canadian cardholders seeking value.
Considerações e desvantagens
The annual fee, while reasonable for a premium card, may not suit budget-focused users who mainly want simple rewards without extra costs.
A good to excellent credit score is necessary for approval, making it less accessible to applicants still building or rebuilding credit.
Veredicto final
The Chase Sapphire Preferred® Card is an excellent choice for Canadians seeking a high-limit card packed with rewards, travel perks and the flexibility to suit many financial needs.
With excellent customer satisfaction and a reputable suite of features, this premium card checks the boxes for savvy, responsible spenders in Canada.
